term

companies has become a critical aspect of their long-term success. By embracing environmental responsibility, promoting social impact and implementing strong corporate governance practices, insurers can contribute to a more sustainable and resilient... portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. We position ourselves as a trusted long-term

acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (20,456 policies as at 31 December 2025). ▪ On 16 December 2019, MAB carried out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively

following life insurance portfolios were acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (22,549 policies as at 31 December 2024). ▪ On 16 December 2019, MAB carried out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio

-force life insurance portfolios. This strategy is focused on closed books. Consistent with this strategy the following life insurance portfolios were acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and... out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (4,293 policies as at 31 December 2023). Administration of this portfolio remains with Curalia. ▪ On 1 April

the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (27,309 policies as at 31 December 2022). ▪ On 16 December 2019, MAB effected the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (4,382 policies as at 31 December 2022

-force life insurance portfolios. This strategy is focused on closed books. Consistent with this strategy: ▪ On 31 May 2019, MAB effected the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (c. 30,025 policies as at 31 December 2021). ▪ On 16 December 2019, MAB effected the transfer of a portfolio of non-Curanova long term

interest. For example, one company may prioritise short-term profitability, while another company may prioritise long-term growth;  An individual hires, promotes or otherwise provides special treatment in the workplace to a person due to a personal... to the interests of one or more parties. 1.4.2 “Insurance distributor” refers to insurance companies, insurance intermediaries and non-exempt ancillary insurance intermediaries. 1.4.3 “Relevant persons” are the directors, staff, appointed