acts

independent control functions. The governance system includes requirements relating to the suitability and probity, remuneration practices and outsourcing activities. The board of directors has the widest powers to perform all acts necessary or useful for... companies active in the real estate sector within the framework of the Perspective Immo uni t-linked product. Monument Assurance Belgium acts as an active investor in these companies, ensuring the deployment of an ESG strategy and a policy of energy

their own personal interests with or against the interests of the Company. Such behaviour will not be tolerated and any staff member who acts outside the agreed-upon values may be subject to disciplinary action. 1.2.3 This Policy is designed to ensure... regulatory requirements. Monument Group: INTERNAL 8 4.1.4 Monument acts with integrity and in the interest of the customer. This implies that: • the Company ensures that a (potential) conflict of interest does not prevent it from acting loyally, fairly

which the BMA acts as insurance Group Supervisor. Monument Re Limited 22 The Monument Re Limited (“Monument Re”)’s immediate parent company is Monument Finco Limited (”FINCO”), a company based in Bermuda. FINCO is owned by Monument MIDCO Limited... Portfolio”, or “Alpha”) (20,456 policies as at 31 December 2025). ▪ On 16 December 2019, MAB carried out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively

) Transitional risk-free rate and transitional deduction ...................................................... 73 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ............................ 74 D.2 (g) Material changes... of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (22,549 policies as at 31 December 2024). ▪ On 16 December 2019, MAB carried out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio

..................................................... 75 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ........................... 75 D.2 (g) Material changes to assumptions made in calculating technical provisions compared to previous reporting... out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (4,293 policies as at 31 December 2023). Administration of this portfolio remains with Curalia. ▪ On 1 April

at 31 December 2022). ▪ On 16 December 2019, MAB effected the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (4,382 policies as at 31 December 2022...-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV ( 263,599 policies as at 31 December 2022) (the “Integrale Portfolio”). The policy administration was done by Monument Assurance Belgium Services SA (“MABS"), which

savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (c. 4,455 policies as at 31 December 2021). Administration of this portfolio remains with Curalia. ▪ On 1 April 2021, MAB effected the transfer of the branch 21 and 22... life insurance policies (c. 95,000 policies) together with mortgages (c. 4,500) (the "Allianz Portfolio"). ▪ On 15 December 2021, MAB effected the transfer of the branch 21 and 23 life insurance portfolio, and co-insurance contracts and the