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, in line with our commitments and in the best interests of our customers. Monument Assurance Belgium ensures that its ESG commitments are respected. Monument Assurance Belgium does not impose its investment policy on equity funds managed by external... MAB commitment to ethical business conduct is integrated in our Code of Business Conduct and Ethics, which aims to ensure MAB’s reputation as a reliable partner and helps us to remain true to our core values at all times. MAB has implemented policies

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. Solvency and Financial Condition Report 31 December 2023 Page 19 of 93 Monument Group: PUBLIC A. Business and Performance A.1 Business A.1

regulatory requirements. Monument Group: INTERNAL 8 4.1.4 Monument acts with integrity and in the interest of the customer. This implies that: • the Company ensures that a (potential) conflict of interest does not prevent it from acting loyally, fairly... their own personal interests with or against the interests of the Company. Such behaviour will not be tolerated and any staff member who acts outside the agreed-upon values may be subject to disciplinary action. 1.2.3 This Policy is designed to ensure

to ensure global compliance. A. Business and Performance A.1 Business A.1 (a) Name and legal form Monument Re completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument

2021 the Company has continued to strengthen its system of governance and ensured that an appropriate risk management framework is in place. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. st