ensure

their own personal interests with or against the interests of the Company. Such behaviour will not be tolerated and any staff member who acts outside the agreed-upon values may be subject to disciplinary action. 1.2.3 This Policy is designed to ensure... must ensure that CoI are, where possible, avoided. If they cannot, any CoI must be appropriately disclosed to their Compliance team and effectively managed. Policy Principles and Requirements 4.1.1 Monument does not abuse its position to seek to gain

and safeguards to ensure that your personal data remains adequately protected when it reaches its destination, as required by applicable data protection laws and regulations. In some cases, it may be necessary for us to transfer your personal data to..., Guernsey, Isle of Man, Spain and Italy. Third party recipients include organisations that we engage with to provide our products and services to you. In doing so, we rely on a number of legal mechanisms to ensure that your data remains protected to

MAB commitment to ethical business conduct is integrated in our Code of Business Conduct and Ethics, which aims to ensure MAB’s reputation as a reliable partner and helps us to remain true to our core values at all times. MAB has implemented policies... a “run-off” consolidator). MAB is therefore endeavoring to meet its existing obligations to its customers prudently and efficiently. ▪ Integrating ESG risks into our business ▪ We have a low appetite for sustainability risks. We ensure that the financial

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. Solvency and Financial Condition Report 31 December 2023 Page 19 of 93 Monument Group: PUBLIC A. Business and Performance A.1 Business A.1

to ensure global compliance. A. Business and Performance A.1 Business A.1 (a) Name and legal form Monument Re completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument

2021 the Company has continued to strengthen its system of governance and ensured that an appropriate risk management framework is in place. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. st