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. Monument Assurance Belgium, as a player in the life insurance sector, gives preference to investments in the form of loans, mainly sovereign bonds and corporate bonds listed on the nfi ancial markets. However, Monument Assurance Belgium does invest... encompass a wide range of factors that go beyond financial considerations, with a focus on environmental sustainability, social impact and strong corporate governance : ▪ Environmental responsibility: Climate change and environmental degradation pose

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting... .............................................................................................. 68 E. Capital Management ..................................................................................................... 68 st Solvency and Financial Condition Report 31 December 2021 Page 2 of 60 Monument Group: PUBLIC E.1 Own funds