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MAB has put in place a governance system adapted to its business strategy and activities. Delegation of responsibilities, lines of authority and assignment of duties are clearly defined in documented committee terms of reference and charters of... ethical conduct. Adopting strong governance practices not only protects the reputation of insurance companies, but also builds the confidence of customers, investors and regulators. The integration of ESG principles into the core business of insurance

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................

the conflict of interest and the steps taken to mitigate those risks; • a clear indication that the organisational and administrative arrangements put in place by the insurance distributor to prevent or manage the conflict of interest are not..., missed opportunities, regulatory or legal sanctions against Monument and individual colleagues, loss or harm to customers and colleagues, and damage to the company’s reputation. System of Governance 3.1 Board of Directors 3.1.1 The MAB Board is

inputs used to calculate the Minimum Capital Requirement (MCR) ......... 79 E.2 (f) Material changes to Solvency Capital Requirement (SCR) and Minimum Capital Requirement (MCR)over the reporting period

E.2 (d) Undertaking specific parameters and capital add-ons ..................................................... 81 E.2 (e) Information on inputs used to calculate the Minimum Capital Requirement (MCR) ......... 81 E.2 (f) Material changes to Solvency

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................