MyMonument
Secure portal enabling members and employers to:
- Access their data
- Make changes
- Communicate directly with their account manager
Search
out
result(s)
How is capital gains tax collected?
-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out). If you choose this option, you must report the capital gains received on your tax return. In this case, you must notify your insurance company, which will not withhold the tax when the principal is paid out. For both options, the insurance company
How and at what rate is the capital gains tax calculated?
gain is the positive difference between the paid-out capital and the total amount of premiums paid. For contracts entered into before January 1, 2026, the reserve as of December 31, 2025 (the “snapshot date”) serves as the reference value. In this case, the taxable capital gain is the positive difference between the paid-out capital and this reserve.
When is capital gains tax due?
When a life insurance policy is subject to capital gains tax, the tax is due as soon as a capital gain is realized upon surrender or upon the payment of the death benefit at the end of the policy term.If the policy is paid out following the death of the insured, the beneficiaries under the death benefit clause do not have to pay any capital gains tax on the realized gains. It goes without saying, however, that inheritance tax may still be due in accordance with applicable law.
privacy-notice-belgium-en-2026.pdf
to requests you have submitted via our websites, by telephone, e-mail or other means and to deal with any outstanding issues relating to those requests; - managing our insurance portfolios, carrying out business plans and risk analyses; - prevent or... requests. In this case, we will inform you of the estimated response time. 10 INDIVIDUAL RIGHTS TO PRIVACY The right to receive the information set out in this Notice about the processing Right to information of your personal data. The right to refuse
formulaire-rachat-fr-avi-be-br23.pdf
financier, vous devez maintenir le même choix. Je choisis l’Opt-out Je choisis l’Opt-in Je soussigné(e), …………………………………………………, confirme que toutes les données renseignées sont complètes, véridiques et exactes. Fait à... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
Formulaire de rachat
financier, vous devez maintenir le même choix. Je choisis l’Opt-out Je choisis l’Opt-in Je soussigné(e), …………………………………………………, confirme que toutes les données renseignées sont complètes, véridiques et exactes. Fait à... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
Vereffeningsformulier.pdf
kies voor Opt-out Ik kies voor Opt-in Ik ondergetekende, …………………………………………………………………, verklaar dat alle hierboven ingevulde gegevens volledig, waar en nauwkeurig zijn. Opgemaakt te ..............................................................., op
Formulaire de rachat.pdf
financier, vous devez maintenir le même choix. Je choisis l’Opt-out Je choisis l’Opt-in Je soussigné(e), …………………………………………………, confirme que toutes les données renseignées sont complètes, véridiques et exactes. Fait à... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
2023 SFCR Report
, remuneration practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the service company, MIES, a subsidiary of Monument Re. The Company has evolved over the year 2023... non-life policies. MAB has not underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry out life insurance activity, whether or not linked to investment funds, with
MAB Cookie Notice 2026 EN.pdf
when you log out). .AspNet.ApplicationCookie Storage of encrypted and signed data concerning user access rights. 3..., mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these
mab-cookie-notice-2026-en.pdf
when you log out). .AspNet.ApplicationCookie Storage of encrypted and signed data concerning user access rights. 3..., mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these
Conflict of Interest Policy
a claims handling process and, at the same time, is responsible for carrying out quality control checks on the output of that process; Suppliers/outsourcers are selected on factors other than merit i.e. there could be incentives received or given by... by an outsourcing agreement, i.e. Monument Insurance European Services (“MIES”). For reasons of readability, they shall be referred to as “MAB” or “the Company” hereinafter in the document. 1.3.2 The principles set out in this Policy apply to all
2024 SFCR Report
December 2022, on the basis of an outsourcing agreement. ▪ On 31 October 2022, AXA Belgium NV transferred the following books to MAB: (i) classic life insurance contracts in branches 21 and 22 (without flexible premium) (including the supplementary... requirements relating to fitness and probity of persons responsible for key functions, remuneration practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the service company
2025 SFCR Report
, remuneration practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the service company, MIES, a subsidiary of Monument Re. The Company has evolved over the year 2025, the... underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry out life insurance activities, whether or not linked to investment funds, with the exception of dowry and birth
2022 SFCR Report
practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the service company, MIES, a subsidiary of Monument Re. The Company has evolved over the year 2022, the following changes... life policies, and branch 1a non-life policies. MAB has not underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry out life insurance activity, whether or not
2021 SFCR Report
key functions, remuneration practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the services company MIES and MABS, which are subsidiaries of Monument Re. Given the... out life insurance activity, whether or not linked to investment funds, with the exception of dowry and birth insurance (branch 21). In addition, permission was also granted to carry out the following activities: life, dowry and birth insurance in