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Cookies are small files that websites place on your computer's hard drive when you first visit them. The cookie contains a unique code that enables your browser to be recognised during your visit to the website ("session cookie") or during future repeated visits ("permanent cookie"). Cookies may be placed by the server of the website you are visiting or by partners with which this website collaborates. A website's server can only read the cookies it has placed itself; it has no access to any other

any other parties involved in the insurance, mortgage or other contract. These include : - personal identification data: first name, surname, sex, gender, date and place of birth, date of death, national register number, identity card number... plate when entering our premises, reference for parking and building access badges, and technical information collected through the use of cookies, web beacons and/or similar tracking technologies that we place and may 4 allow third parties to place on

, Monument may be subject to regulatory censure or fines or both as a consequence of failing to have appropriate systems and controls in place to provide adequate management of any conflict of interest. 1.1.5 Conflicts of interest may arise in the... unfair or unethical advantage. 4.1.2 Governance mechanisms and reporting processes shall be in place to ensure that conflicts of interest are managed in line with the Group’s and the Company’s strategy and reported in accordance with the reporting

fonds. Sont considérés comme des fonds de remplacement ayant des caractéristiques similaires, les fonds dont la politique d’investissement est similaire à celle du fonds à liquider, à remplacer ou à fusionner. En cas de liquidation, fusion... sous le code administratif numéro 1644 pour les opérations d’assurance sur la vie branche 21 et branche Adresse postale : Place St-Jacques 11 / 101 – 4000 Liège – Belgique 23, assurances naissance et mariage branche 22, les opérations

voor tak 21 en tak 23, Postadres : Place St-Jacques 11 / 101 – 4000 Luik – België Levensverzekeringsverrichtingen, tak 22 verzekeringen in Tel : +32 4 232 44 11| +32 (0) 078 05 00 66 Verband met huwelijk en geboorte, tak 26 Kapitalisatieverrichtingen... – Test-Aankoop 9. VARIA De laatste versie van dit reglement is beschikbaar op www.monumentassurance.be of kan op eenvoudig verzoek door de verzekeringnemer aangevraagd worden bij MAB, Place Saint-Jacques 11/101, 4000 Luik. Page 9 of 9

fonds. Sont considérés comme des fonds de remplacement ayant des caractéristiques similaires, les fonds dont la politique d’investissement est similaire à celle du fonds à liquider, à remplacer ou à fusionner. En cas de liquidation, fusion... sous le code administratif numéro 1644 pour les opérations d’assurance sur la vie branche 21 et branche Adresse postale : Place St-Jacques 11 / 101 – 4000 Liège – Belgique 23, assurances naissance et mariage branche 22, les opérations

destinataire offre un niveau de protection adéquat, ou que des garanties contractuelles (telles que les clauses contractuelles types) sont mises en place. 5. Combien de temps conservons-nous vos données personnelles ? Nous conservons vos données

2021 the Company has continued to strengthen its system of governance and ensured that an appropriate risk management framework is in place. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. st

are to be noted: ▪ An Audit Committee, supporting the Board of Directors, has been established. ▪ A non-executive director has been replaced by another non-executive director on 28 June 2022. ▪ An executive director has left the Company on 31 December 2022. His replacement will take over the role of Chief Risk Officer, having hierarchical responsibility over the risk management function, the compliance function, and the Data Protection Officer. The Chief Risk Officer is also the “personne-relais

MAB has put in place a governance system adapted to its business strategy and activities. Delegation of responsibilities, lines of authority and assignment of duties are clearly defined in documented committee terms of reference and charters of

, in 2022 the Company obtained a license for non-life insurance, namely accidents other than workplace accidents (branch 1a). Since the Company’s core activity is the management of life insurance, MAB took the decision to terminate the non-life

result was supported by revenues generation from gains realization on alternative investments which were partly compensated by impairments on non-performing loans. MAB has operated in 2024 a re-risking of its investment portfolio with a replacement of

during the first semester of the year. In a context where the solvency ratio of Monument Re reduced near its target operating level, MAB has decided to partly de-risk its investment portfolio through a replacement of corporate bonds into govies. This