perspective

RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test Achats MONUMENT ASSURANCE BELGIUM SA Entreprise agréée par arrêté royal du 23/10/2002 Siège social : 19 Boulevard du Roi Albert II – 1210 Saint-Josse-ten-Noode – Belgique... Monument Group: CONFIDENTIAL En vigueur 18/12/2024 | www.monumentassurance.be Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats Table des matières Contents 1. DESCRIPTION GENERALE

BEHEERSREGLEMENT VAN HET BELEGGINGSFONDS TAK 23 Perspective – Test Aankoop MONUMENT ASSURANCE BELGIUM NV Onderneming toegelaten bij KB van 23/10/2002 Maatschappelijke zetel : Koning Albert II – Laan 19, – 1210 Brussel – België Onder codenummer 1644... | www.monumentassurance.be Monument Group: CONFIDENTIAL BEHEERSREGLEMENT VAN HET BELEGGINGSFONDS TAK 23 Perspective – Test-Aankoop Inhoudsopgave 1. ALGEMENE BESCHRIJVING

RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test Achats MONUMENT ASSURANCE BELGIUM SA Entreprise agréée par arrêté royal du 23/10/2002 Siège social : 19 Boulevard du Roi Albert II – 1210 Saint-Josse-ten-Noode – Belgique... Monument Group: CONFIDENTIAL En vigueur 18/12/2024 | www.monumentassurance.be Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats Table des matières Contents 1. DESCRIPTION GENERALE

companies active in the real estate sector within the framework of the Perspective Immo uni t-linked product. Monument Assurance Belgium acts as an active investor in these companies, ensuring the deployment of an ESG strategy and a policy of energy

for the Company from an operational perspective during 2022: ▪ In life retail, the Company continued to perform and run-off in line with expectations and economic performance metrics continue to report as anticipated. ▪ In collective life (Integrale.... st Solvency and Financial Condition Report 31 December 2022 Page 7 of 93 Monument Group: PUBLIC De belangrijkste updates voor het bedrijf vanuit operationeel perspectief in 2022: ▪ Op het gebied van levensverzekeringen blijft de onderneming conform

perspective, the decrease of own funds was partly compensated by a reduction of market risk through the reduction of the private credit portfolio. Under Belgian norms, the financial year 2025 is positive with a small bottom-line result supported by... € 15,549k). The main challenges for the Company from an operational perspective over the period 2023-2025 were the migration and integration of (i) the Federale Portfolio and (ii) the Contassur Portfolio and the preparations for the implementation of the

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................

Company from an operational perspective during 2021: ▪ The acquisition of the Allianz portfolio, and the first-time administration of a mortgage book; ▪ The acquisition of the Integrale portfolio, and the preparation to integrate the former Integrale... was based on a cooperation agreement with AFER Europe (with regard to Integral Perspective Immo), and with Test Achats (with regard to Integral Perspective Test Achats). Additionally, an asset portfolio was also included in the transaction, consisting