included

and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers... responsibilities, reporting lines and allocation of functions prescribed by documented committee Terms of Reference and key function charters. The system of governance includes requirements relating to fitness and probity of persons responsible for key functions

Belgian prime residential mortgages was also included in the transaction. Individual Number of Group Pension Individual Non- Individual Fiscal Total Pension contracts Scheme Fiscal Scheme 202112 2,186 1,047 63,605 12,609 79,447 202212 1,936 910... Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and

Solvency and Financial Condition Report 31 December 2021 Page 22 of 77 Monument Group: PUBLIC small number of Branch 22 products. Additionally, a mortgage book of 4.7k Belgian prime residential mortgages was also included in the transaction... was based on a cooperation agreement with AFER Europe (with regard to Integral Perspective Immo), and with Test Achats (with regard to Integral Perspective Test Achats). Additionally, an asset portfolio was also included in the transaction, consisting

, carrying relatively high guarantees averaging 4.24%. There is also a small number of Branch 22 products. Additionally, a mortgage book of 3,400 Belgian prime residential mortgages was also included in the transaction. 25 Number of Group Pension...). Additionally, an asset portfolio was included in the transaction, consisting of, amongst others, a mortgage book, a real estate portfolio and policy loans. Life Individual Group Life Number of Number of

operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and targeting mainly annuity, guaranteed savings or linked products; and ▪ Reinsurance of... Company’s business strategy and operations. There is clear delegation of responsibilities, reporting lines and allocation of functions prescribed by documented committee Terms of Reference and key function charters. The system of governance includes

appropriate action is taken to address it in a timely manner. The reviews and assessments which have been performed in this regard are included in the conflicts of interest record. In addition, if applicable, clear evidence of Management Committee... consequences and the provided justification will also be included in its entirety in the annual report or in a document filed with the financial statements. 5.6.5 The minutes of the Board meeting shall be communicated to the statutory auditor. The latter