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There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out

reviewed and approved by the Board of Directors of MAB MAB Version 3.0 approved on 1 December 2022 Policy was reviewed and approved by the Board of Directors of MAB MAB Version 3.1 as of 27 June 2023 Policy was updated to include the latest External Mandates MAB Version 4.0 approved on 27 September 2023 Policy was updated to take into account ESG factors and the Group Policy V7.0 MAB Version 4.1 as of 08 December 2023 Policy was updated to include the latest External Mandates Review History and

any other parties involved in the insurance, mortgage or other contract. These include : - personal identification data: first name, surname, sex, gender, date and place of birth, date of death, national register number, identity card number... your personal data with third parties working on our behalf to facilitate our interactions with you or to request or support our relationship with you. These include companies involved in contract or claims management, medical consultants, medical

protection we offer our clients does not have an unacceptable social or environmental impact. ▪ We adopt sustainable business practices, such as videoconferencing as an alternative to long- distance travel, and we include sustainability... include various constraints aimed at limiting investments in companies with a low "ESG" rating and achieving an average "ESG" rating. In this sense, the agreements concluded between Monument Assurance Belgium and the external asset managers remain in

drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated in 2023 to include coverage of the Federale Portfolio on 30 October 2023. The Federale IGR is at 75%. A separate IGR has been concluded for... and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers

2022 to include coverage of the AXA Portfolio at 31 October 2022. The AXA IGR is at 75% and a capital injection of €50m has been completed. The ownership structure of MAB and MIES are set out in the chart below. Bridge Strategic Holdings Limited... Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and

operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and targeting mainly annuity, guaranteed savings or linked products; and ▪ Reinsurance of... Company’s business strategy and operations. There is clear delegation of responsibilities, reporting lines and allocation of functions prescribed by documented committee Terms of Reference and key function charters. The system of governance includes

portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and targeting mainly annuity, guaranteed savings or linked products; and ▪ Reinsurance of long-dated, asset intensive liabilities..., reporting lines and allocation of functions prescribed by documented committee Terms of Reference and key function charters. The system of governance includes requirements relating to fitness and probity of persons responsible for key functions

a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during 2021 to include coverage of the Beach Portfolio, on 30 March. A Quota Share Reinsurance agreement was... Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and