coverage

A 10% tax applies to capital gains realized upon surrender or maturity of certain life insurance policies. More specifically, the following policies are affected: Branch 21 savings insurance: for which the eight-year term has expired with death benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject

portfolio, mainly classic life insurance (c. 6,000 policies) and the underlying coverage assets related to the Insurance portfolio. In support of Monument Re Group’s intention to efficiently manage capital and liquidity, the Company makes use of intra... 2022 to include coverage of the AXA Portfolio at 31 October 2022. The AXA IGR is at 75% and a capital injection of €50m has been completed. The ownership structure of MAB and MIES are set out in the chart below. Bridge Strategic Holdings Limited

drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated in 2023 to include coverage of the Federale Portfolio on 30 October 2023. The Federale IGR is at 75%. A separate IGR has been concluded for

a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during 2021 to include coverage of the Beach Portfolio, on 30 March. A Quota Share Reinsurance agreement was

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................