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2021 SFCR Report

2021 the Company has continued to strengthen its system of governance and ensured that an appropriate risk management framework is in place. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. st

Conflict of Interest Policy

not be considered in isolation but as part of the overall governance framework. 1.3 Policy Scope 1.3.1 This Policy is applicable to the Belgian insurance company, i.e. Monument Assurance Belgium NV (“MAB”), as well as its service companies affiliated... not proceed where possible conflicts of interest may emerge which are significant to the overall work of the Board. 5.7 Specific Rules for the Management Committee 5.7.1 Members of the Management Committee do not participate in any decision-making

privacy-notice-belgium-en-2026.pdf

data: bank details, overall financial situation (salary, real estate, etc.), documents required for the settlement of the contract (e.g. proof of retirement, an extract of the member's death certificate, notarial deed showing the beneficiary's status

2025 SFCR Report

from the rising interest rate environment. As such downward pressure on transaction price remains important with negative impact on transaction volumes and value reductions in accounting. The liability portfolio performed overall in line with.... Overall, the Company ended the year with a SCR ratio of 320% net of Intra Group Reinsurance. Furthermore, the Company is committed to complying with the Solvency II principles. 19 Business and Performance A.1. Business A.1 (a) Name and legal form

2023 SFCR Report

the IGR. The liability portfolio performed overall in line with expectations. The collective surrender phenomenon observed in collective life (Integrale portfolio) was less visible in 2023 with collective departure concentrated on a few names and... the establishment of a Risk and Compliance Committee, a local remuneration committee will be established in due course. Overall, the Company ended the year with a SCR ratio of 378% which is a significant increase compared to the end of year of 2022

2024 SFCR Report

strengthen its system of governance. For instance regarding specialised committees, a local Remuneration Committee was established. The company is committed to resolving the non-compliance of one of the independent control function. Overall, the Company ended the year with a SCR ratio of 279% which is a decrease compared to the end of year of 2023. A decrease that can however be explained by the acquisition of the new portfolio in 2024, including additional risks on the balance sheet. Overall, the

2022 SFCR Report

its system of governance. For instance, the establishment of additional specialized committees will be assessed in accordance with Article 52 of the Solvency II Law in 2023. Overall, the Company is committed to adhere to the Solvency II principles