changed

(c) attest that nothing has changed to a previous disclosure, as described in the CoI Policy. Description of the conflict How was the conflict identified? Monument Group: INTERNAL 18 Measures taken to manage the conflict Date mitigating action... assessment is undertaken in: • the risk assessment related to the outsourcing arrangement; • the compliance memo related to the outsourcing arrangement. 1.3.3 The Conflict of Interest Policy should be exchanged with key critical outsourced service

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................

following changes are to be noted: ▪ As of February 2025, the Compliance Function was outsourced to PIDEECO BV. ▪ On 3 December 2025, the NBB approved the reinternalization of the role of Compliance Function Holder and the Company terminated the... the roll out of the commercial retention strategy resulted in some significant changes with respect to actuarial assumptions. 17 Further details of the Company’s valuation for Solvency Purposes are provided below in Section D. Valuation for Solvency

practices and outsourcing activities. A significant portion of the Company’s operations and governance arrangements is outsourced to the service company, MIES, a subsidiary of Monument Re. The Company has evolved over the year 2022, the following changes... environment led to losses recognition under Belgian accounting norm. ▪ The change in macro-economic environment also affected the appraisal of MAB’s participation into Monument Immo Management and imposed to book losses on derivative position held

supervisory body ....................................... 34 B.1(b) Material changes in the system of governance ................................................................. 39 B.1 (c) Remuneration Policy and practices...) Transitional risk-free rate and transitional deduction ...................................................... 73 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ............................ 74 D.2 (g) Material changes

...................................... 34 B.1(b) Material changes in the system of governance ............................................................... 39 B.1 (c) Remuneration Policy and practices... ..................................................... 75 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ........................... 75 D.2 (g) Material changes to assumptions made in calculating technical provisions compared to previous reporting