change

cookies automatically, but all allow you to customise the settings to suit your preferences. You can change these settings to block cookies or to be notified when a cookie is stored on your device. However, blocking our cookies may affect the use of our..., mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

cookies automatically, but all allow you to customise the settings to suit your preferences. You can change these settings to block cookies or to be notified when a cookie is stored on your device. However, blocking our cookies may affect the use of our..., mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

encompass a wide range of factors that go beyond financial considerations, with a focus on environmental sustainability, social impact and strong corporate governance : ▪ Environmental responsibility: Climate change and environmental degradation pose... future. The insurance industry has the power to drive positive change, reduce climate change risks and foster social progress. This ESG briefing aims to present MAB's commitment to environmental, social responsibility and good governance, including

ou cours de change normal ou lorsque des limitations sont imposées aux marchés des changes ou aux marchés financiers ; • lors d’un retrait substantiel du fonds s’élevant à plus de 80 % de la valeur du fonds ou lorsque celui-ci est supérieur à 1.250.000... qui seraient cotés dans une autre devise sont convertis en euros au taux de change interbancaire en vigueur en Belgique au jour de l’évaluation. 8. FRAIS Le Contrat comporte des frais, notamment des frais d’entrée, de sortie et de transfert ainsi

ou cours de change normal ou lorsque des limitations sont imposées aux marchés des changes ou aux marchés financiers ; • lors d’un retrait substantiel du fonds s’élevant à plus de 80 % de la valeur du fonds ou lorsque celui-ci est supérieur à 1.250.000... qui seraient cotés dans une autre devise sont convertis en euros au taux de change interbancaire en vigueur en Belgique au jour de l’évaluation. 8. FRAIS Le Contrat comporte des frais, notamment des frais d’entrée, de sortie et de transfert ainsi

environment led to losses recognition under Belgian accounting norm. ▪ The change in macro-economic environment also affected the appraisal of MAB’s participation into Monument Immo Management and imposed to book losses on derivative position held...” for the outsourced actuarial function holder. This change strengthens the second line of defence. In addition, the former Chief Risk Officer took over the role of Chief Financial Officer. st Solvency and Financial Condition Report 31 December 2022

...................................... 34 B.1(b) Material changes in the system of governance ............................................................... 39 B.1 (c) Remuneration Policy and practices... ..................................................... 75 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ........................... 75 D.2 (g) Material changes to assumptions made in calculating technical provisions compared to previous reporting

following changes are to be noted: ▪ As of February 2025, the Compliance Function was outsourced to PIDEECO BV. ▪ On 3 December 2025, the NBB approved the reinternalization of the role of Compliance Function Holder and the Company terminated the... the roll out of the commercial retention strategy resulted in some significant changes with respect to actuarial assumptions. 17 Further details of the Company’s valuation for Solvency Purposes are provided below in Section D. Valuation for Solvency

disclose any known or potential conflicts of interest as soon as they arise to the Compliance Officer. 5.3.2 The Conflicts of Interest Attestation Form (see Appendix 2), is for staff who wish to report a new conflict, the removal or change in conflict, or are annually attesting to the knowledge that no change has occurred to a previous disclosure. Directors of the Board and members of the Management Committee shall fill in the Attestation Form annually and should additionally adhere to the

supervisory body ....................................... 34 B.1(b) Material changes in the system of governance ................................................................. 39 B.1 (c) Remuneration Policy and practices...) Transitional risk-free rate and transitional deduction ...................................................... 73 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ............................ 74 D.2 (g) Material changes

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................