any

Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.

Monument Assurance Belgium Cookie Notice Dated : 06.07.2026 Monument Assurance Belgium 1 General points The Monument Assurance Belgium uses cookies on our website (https://www.monumentassurance.be), including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

Monument Assurance Belgium Cookie Notice Dated : 06.07.2026 Monument Assurance Belgium 1 General points The Monument Assurance Belgium uses cookies on our website (https://www.monumentassurance.be), including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

When a life insurance policy is subject to capital gains tax, the tax is due as soon as a capital gain is realized upon surrender or upon the payment of the death benefit at the end of the policy term.If the policy is paid out following the death of the insured, the beneficiaries under the death benefit clause do not have to pay any capital gains tax on the realized gains. It goes without saying, however, that inheritance tax may still be due in accordance with applicable law.

There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out

their own personal interests with or against the interests of the Company. Such behaviour will not be tolerated and any staff member who acts outside the agreed-upon values may be subject to disciplinary action. 1.2.3 This Policy is designed to ensure... Company’s books of record at Monument’s registered office; • maintaining records of all material conflicts of interest that occur and reporting the same to the Board of Directors on a yearly basis; • escalating any material breaches of the Policy to the

your right to access your personal data or to exercise any of the other rights set out below. This is a security measure to ensure that personal data is not disclosed to anyone who does not have a right to receive it. We may also contact you to request... processes your personal data and the third parties that do so on its behalf. For the purposes of this notice, personal data includes any information relating to a natural person who can be identified, directly or indirectly, on the basis of data or

........................................................................................ 29 A.5 Any other information .................................................................................................... 29 B. System of Governance... .......................................................................................................... 50 B.7 Outsourcing ................................................................................................................... 51 B.8 Any other information

...................................................................................... 31 A.5 Any other information ................................................................................................... 31 B. System of Governance... (a) Description of Outsourcing Policy ................................................................................... 54 B.7(b) Outsourcing and jurisdiction of critical or important operational functions or activities .. 56 B.8 Any other information

............................................................................................... 28 A.5 Any other information ............................................................................................................. 28 B. System... ............................................................................................................................. 48 B.8 Any other information ............................................................................................................. 51 B.9 Assessment of the adequacy of the system of the governance

........................................................................................ 32 A.5 Any other information ..................................................................................................... 32 B. System of Governance... functions or activities .. 55 B.8 Any other information ..................................................................................................... 57 C. Risk Profile

book company. In addition, the Company has provided services in Belgium, the Netherlands and Luxembourg under a Freedom of Services license. In 2021 it was also granted a Freedom of Services License in Spain, Germany and France. MAB Portfolio The MAB... of other activities ............................................................................................... 31 A.5. Any other information

be updated annually to take account of any legislative or regulatory changes. Monument Group: PUBLIC... investment. 2 Monument Group: PUBLIC 1. General Statement & Company’s profile ▪ Our activities Monument Assurance Belgium (MAB) is a Belgian life insurance company regulated by the National Bank of Belgium, active since 2018. MAB is positioned as the