and

gain is the positive difference between the paid-out capital and the total amount of premiums paid. For contracts entered into before January 1, 2026, the reserve as of December 31, 2025 (the “snapshot date”) serves as the reference value. In this case, the taxable capital gain is the positive difference between the paid-out capital and this reserve.

This 10% capital gains tax applies to natural persons with a tax residence in Belgium and non-profit associations and foundations with the exception of those that are being recognised as tax deductible for gifts. Natural persons with a tax residence outside Belgium and legal entities (such as companies that are subject to corporate income tax) are exempt from capital gains tax.

important information about our privacy practices with respect to our clients and their representatives, visitors to our websites, external candidates, contractors and other business partners, including, but not limited to, investor firms, potential and target business partners, suppliers of goods and services, and candidate shareholders and their employees. This notice is published by Monument Assurance Belgium. When we mention "Monument", "we", "us" or "our", we are referring to the company that

environment and encompass social factors such as human rights, labour standards and community development. ▪ Good corporate governance: The third pillar of the ESG focuses on corporate governance, which encompasses transparency, accountability and... ethics, ▪ a Fit and Proper policy, ▪ an external mandates policy ▪ an anti-corruption policy and ▪ a policy of prevention in tax matters. ▪ Remuneration Policy MAB Remuneration Policy aims to promote sound and effective risk management including ESG

Solvency Capital Requirement ................................................................................................................ 82 E.4 Differences between the Standard Formula and any internal model used ........................ 82 E.5...-principes voldoen om wereldwijde naleving te garanderen. Solvency and Financial Condition Report 31 December 2023 Page 12 of 93 Monument Group: PUBLIC Executive Summary Introduction and Purpose This is the Solvency and Financial Condition Report (“SFCR

............................................................................................................................. 81 E.4 Differences between the Standard Formula and any internal model used .......................... 81 E.5 Non-compliance with the MCR and non-compliance with the SCR ..................................... 81... Solvency and Financial Condition Report 31 December 2022 Page 8 of 93 Monument Group: PUBLIC ▪ Er werd een Auditcomité opgericht, dat de Raad van Bestuur ondersteunt. ▪ Een niet-uitvoerende bestuurder is op 28 juni 2022 vervangen door een andere niet

................................................................................................................... 80 E.4 Differences between the Standard Formula and any internal model used ........................ 80 E.5 Non-compliance with the Minimum Capital Requirement (MCR) and non-compliance with the Solvency Capital Requirement (SCR... groepsniveau. De eigendomsstructuur van MAB en MIES is uiteengezet in de onderstaande grafiek. Bridge Strategic Holdings Limited ("Bridge") werd opgericht in maart 2018 en MAB werd een dochteronderneming van Bridge in oktober 2018. Solvency and

the Standard Formula and any internal model used ............................. 74 E.5 Non-compliance with the MCR and non-compliance with the SCR ........................................ 74 E.6 Any other information... solvabiliteitsvereisten te voldoen. De Solvabiliteitskapitaalvereiste van de Onderneming (Solvency Capital Requirement “SCR”) wordt berekend volgens de standaardformule die is vastgesteld door de European Insurance and Occupational Pension Authority (EIOPA - Europese

....................................................................................................................................... 80 E.4. Differences between the Standard Formula and any internal model used ............................. 80 E.5. Non-compliance with the Minimum Capital Requirement (MCR) and non-compliance with the... the Law of 13 March 2016 on the statute and supervision of insurance or reinsurance undertakings (“Solvency II Law”). This report quotes all nominal amounts in thousands of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452

Mandates MAB Version 4.0 approved on 27 September 2023 Policy was updated to take into account ESG factors and the Group Policy V7.0 MAB Version 4.1 as of 08 December 2023 Policy was updated to include the latest External Mandates Review History and... reviewed and approved by the Board of Directors of MAB MAB Version 5.1 as of 11 June 2025 Policy was updated to include the latest External Mandates MAB Version 5.2 as of 09 October 2025 Policy was updated to include the latest External Mandates MAB

benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject to withholding tax on interest income, no capital gains tax will apply. This capital gains tax does not apply to second- and third-pillar insurance contracts (group insurance, individual pension commitments, CPTI, PLCI, pension savings insurance, and

Realized capital losses may be deducted from realized capital gains, provided they relate to the same category of financial assets and were realized in the same year.Capital losses are always deducted through the tax return (see below). You must therefore request this deduction yourself.However, it is not possible to carry forward capital losses to the following year.

There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... information on your computer or mobile device. Cookies are stored on your computer or mobile device in your browser's directory. The content of a cookie generally consists of the name of the server that placed the cookie, an expiry date and a unique

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... information on your computer or mobile device. Cookies are stored on your computer or mobile device in your browser's directory. The content of a cookie generally consists of the name of the server that placed the cookie, an expiry date and a unique