updated

changes by updating the "Last Updated" date of this Cookie Policy. Any changes or modifications will be effective immediately. We encourage you to periodically review this Cookie Policy to remain informed of any updates. 2 Definition of cookies

changes by updating the "Last Updated" date of this Cookie Policy. Any changes or modifications will be effective immediately. We encourage you to periodically review this Cookie Policy to remain informed of any updates. 2 Definition of cookies

Monument Assurance Belgium (“MAB”) Conflicts of Interest Policy V.5.3 Date: 21 March 2025 (Appendix 4 last updated 09 December 2025) info@monumentinsurance.be www.monumentregroup.com Monument Assurance Belgium RPR Brussel| RPR Brussels nr... reviewed and approved by the Board of Directors of MAB MAB Version 3.0 approved on 1 December 2022 Policy was reviewed and approved by the Board of Directors of MAB MAB Version 3.1 as of 27 June 2023 Policy was updated to include the latest External

be updated annually to take account of any legislative or regulatory changes. Monument Group: PUBLIC

drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated in 2023 to include coverage of the Federale Portfolio on 30 October 2023. The Federale IGR is at 75%. A separate IGR has been concluded for

-group reinsurance (“IGR”) to cede risks that can be reinsured to Monument Re, whilst retaining a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during.... st Solvency and Financial Condition Report 31 December 2022 Page 7 of 93 Monument Group: PUBLIC De belangrijkste updates voor het bedrijf vanuit operationeel perspectief in 2022: ▪ Op het gebied van levensverzekeringen blijft de onderneming conform

a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during 2021 to include coverage of the Beach Portfolio, on 30 March. A Quota Share Reinsurance agreement was

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................