their

undertakings sets out minimum statutory requirements on how insurance companies should organise the governance of their institutions. It stipulates, among other things, that the objectives of such companies regarding the management of conflicts of interest must be set out in a Conflicts of Interest Policy that must be part of their Integrity Policy. 1.1.3 It is crucial for good business practice that all (potential) conflicting interests are either completely avoided or properly managed if allowed

important information about our privacy practices with respect to our clients and their representatives, visitors to our websites, external candidates, contractors and other business partners, including, but not limited to, investor firms, potential and target business partners, suppliers of goods and services, and candidate shareholders and their employees. This notice is published by Monument Assurance Belgium. When we mention "Monument", "we", "us" or "our", we are referring to the company that

significant risks to communities and businesses around the world. Insurance companies, with their expertise in risk management, have a unique opportunity to contribute to environmental sustainability. ▪ Impact social : ESG considerations go beyond the... companies has become a critical aspect of their long-term success. By embracing environmental responsibility, promoting social impact and implementing strong corporate governance practices, insurers can contribute to a more sustainable and resilient

inability to repay loans that have reached their maturity date. As a result, MAB has had to recognise a number of impairments on loans in 2024, in accordance with BGAAP standards. The real-estate participation of MAB in 2024, Monument Immo Management

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................

Services SA ("MABS") on the basis of an outsourcing agreement. In addition, Integrale employees were also transferred to MABS, in order to keep their expertise to support the Belgian operations. ▪ On 20 December 2021, MAB signed a portfolio transfer