some

calls and e- mails) between our employees, customers and partners, and to store the communication and metadata for the purposes of evidence, quality control and/or training/coaching of our employees, as well as, in some cases, for use in the.... • Companies involved in a corporate transaction with us. If we acquire insurance portfolios or other companies, or sell some or all of our assets, merge with or are acquired by another entity, or otherwise restructure our business, including through

of companies belonging to the Monument group. 5. Conflicts of interest Our engagement policy and the exercise of our voting rights may in some cases give rise to a conflict of interest. Monument Assurance Belgium has implemented a strict policy and

engenders liquidity issues for several Belgian promotors and, in some case, incapacity to reimburse loans arrived to maturity. In accordance with BGAAP principles, MAB has booked value reduction on non-performing loans. In some cases, this results in the... operational risk. Further details of the Company’s risk profile are provided below in Section C. Risk Profile. Valuation for Solvency Purposes In the course of 2024, MAB continued to implement some reallocations in the asset allocations. One must especially

(“MIM”). ▪ MAB owns some shares in different companies following the Integrale portfolio transaction. The ownership structure of Monument in Belgium as at 31 December 2023 is set out in the following simplified

Holdings limited, as a result of the merger of Monument Assurance Belgium Services SA into Monument Insurance European Services SA on 31 December 2022. ▪ MAB owns 99.99% of the shares in Monument Immo Management (“MIM”). ▪ MAB owns some shares in

insurance book consisted of: ▪ Branch 21 products offered by Integrale, consisting of insurance products for companies, sector pension plans and products for individuals. These products were mostly sold directly by Integrale, with the exception of some

the roll out of the commercial retention strategy resulted in some significant changes with respect to actuarial assumptions. 17 Further details of the Company’s valuation for Solvency Purposes are provided below in Section D. Valuation for Solvency... owns some shares in different companies following the Integrale portfolio transaction. 21 The ownership structure of Monument in Belgium as at 31 December 2025 is set out in the simplified chart below: A.1 (e) Position within the legal structure of