requirements

regulatory requirements continue to evolve, this document is subject to modification allowing MAB to continue to apply this requirements. 3 Monument Group: PUBLIC ▪ Our values 2. ESG Statement ▪ Responsible Corporate Governance ▪ Governance Structure... independent control functions. The governance system includes requirements relating to the suitability and probity, remuneration practices and outsourcing activities. The board of directors has the widest powers to perform all acts necessary or useful for

and reconciliation reserve (including retained earnings). The Capital Management Policy focuses on ensuring that there is sufficient capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR... body ........................................................................................................................ 41 B.2 Fit & Proper requirements

sufficient capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority (“EIOPA... ...................................................................................................................... 41 B.2 Fit & Proper requirements .............................................................................................. 43 B.2 (a) Specific requirements

, creating additional solvency capital requirements. The absolute Minimum Capital Requirement (“MCR”) of € 3.7m is therefore no longer the relevant measure for MAB. The minimum capital requirements are now € 57m. Further details of the Company’s Own... proper requirements ................................................................................................... 36 B.3 Risk management system including the own risk and solvency assessment .......................... 39 B.4 Internal Control

capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority (“EIOPA”). The following table... ................................................................ 34 B.2. Fit & Proper requirements ....................................................................................................... 42 B.3. Risk management system including the own risk and solvency assessment .......................... 45

that there is sufficient capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority... .................................................................................................... 31 B.1 General information on the system of governance ............................................................ 31 B.2 Fit & Proper requirements

........................................................................................................... 7 Policy Principles and Requirements ...................................................................................... 8 Management of Conflicts of Interest... undertakings sets out minimum statutory requirements on how insurance companies should organise the governance of their institutions. It stipulates, among other things, that the objectives of such companies regarding the management of conflicts of

-insurance or reinsurance purposes. • Law enforcement and other government agencies. We may share your personal data with law enforcement and/or other government agencies to comply with the law or legal requirements, to enforce or apply our terms and... rules. 8 RETENTION AND DISPOSAL OF PERSONAL DATA We do not retain your personal data for longer than is necessary in accordance with legal and regulatory requirements and our legitimate interest. Unless there are specific legal time limits, data will in