report

the Company increased from 246% to 252% over the reporting period. Further details of the Company’s Own Funds and SCR are provided in Section E. Capital Management. st Solvency and Financial Condition Report 31 December 2022 Page 18 of 93 Monument... against interest rate movements in accordance with Belgian accounting norm (BE GAAP). The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting loss for the reporting period of

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting... structure and decision-making processes .................................................................................. 48 Solvency and Financial Condition Report 31 December 2023 Page 2 of 93 Monument Group: PUBLIC B.3 (c) Own Risk and Solvency

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting... .............................................................................................. 68 E. Capital Management ..................................................................................................... 68 st Solvency and Financial Condition Report 31 December 2021 Page 2 of 60 Monument Group: PUBLIC E.1 Own funds

Company’s results under Belgian norm for the period are shown below in Section A. Business and Performance. The business reported an underwriting gain for the reporting period of € 15,745,618 (2023: a profit of € 17,000,366).This strong bottom-line...Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting

a release of deferred income provision and investment income. The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting loss for the reporting period of € 16,532k (2024: a loss of...Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting

unfair or unethical advantage. 4.1.2 Governance mechanisms and reporting processes shall be in place to ensure that conflicts of interest are managed in line with the Group’s and the Company’s strategy and reported in accordance with the reporting... this document is to set out a policy for the identification, avoidance, mitigation, and management of conflicts of interest and how to report them. 1.2.2 In the course of business, Monument directors and staff may have the opportunity to advance

we collect all the information related to these existing contracts. As we manage these contracts, we collect new personal data (e.g. when stakeholders wish to amend the contract or submit a claim, complete forms, report a claim, submit medical expenses, report hospitalization, enter personal data via our websites). • Collection by third parties We collect personal data about you from third parties such as persons you have authorized (e.g. insurance intermediaries, your lawyer, your notary and our

business ties t o it. 6. Publication and updanti g This engagement policy is available to the public on the www.monumentassurance.be website. Monument Assurance Belgium will produce an annual report on its engagement activities. This engagement policy will