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2023 marked a stabilisation of interest rate environment and a progressive normalisation of inflation rates. The stabilisation of the macro-economic environment was favourable to quoted stock prices with a recovery of main indexes. One must note that... .................................... 74 D.2 (d) Matching adjustment and volatility adjustment ............................................................ 75 D.2 (e) Transitional risk-free rate and transitional deduction

, MAB has re-oriented part of its investments towards private credit, corporate bonds and infrastructure debts. ▪ Divestures performed to face surrender outflows in collective life and the modification of the investment mix in a growing interest rate... (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. st Solvency and Financial Condition Report 31 December 2022 Page 14 of 93 Monument Group: PUBLIC Through a strategy of reinsurance and/or acquisition, the

expectations. Although pressure remains high on corporate business, the collective surrender phenomenon, observed in the post Integrale acquisition, or collective reduction phenomenon, due to rising interest rates, was limited and concentrated on a few names... a rising interest environment and normalization in inflation rates. The OLO 10 year rate, representing the returns on 10 years Belgian government bonds, increased from 2.6% in December 2023 to c.3.4% in December 2025. At the same time, inflation rates

(“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. st Solvency and Financial Condition Report 31 December 2021 Page 13 of 77 Monument Group: PUBLIC Through a strategy of reinsurance and/or acquisition, the... through reinsurance or acquisition. In executing this dual insurance and reinsurance strategy, the Company looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two

government bonds towards corporate bonds. This operation will enhance future recurring earnings and offset the opposite operation that occurred end of 2023. The toneless real-estate market in Belgium since the recovery of interest rate in 2022.... De bedrijfsstrategie van de Onderneming is: ▪ Focussen op het beheer van de bestaande gesloten boek-polissen, ervoor zorgende dat hoogwaardige activiteiten en klantenservice een prioriteit blijven; ▪ De strategie van Monument Re Group ondersteunen

, any other document enabling the identity of the beneficiary to be verified); - customer data: audio and video recordings; - occupational data: date of service, social status, employment rate, NISS number, employer, occupational sector, salary.... • Companies involved in a corporate transaction with us. If we acquire insurance portfolios or other companies, or sell some or all of our assets, merge with or are acquired by another entity, or otherwise restructure our business, including through