provided

strengthen the protection of end-investors and improve the transparency of the information provided to them with regard to the integration of sustainability risks into investment decision-making and advisory processes. This ESG briefing provides... policy on conflicts of interest, please consult it on our website. ▪ ESG Risk Management ▪ ESG Risk Identification and Assessment SFDR aims to strengthen the protection of end-investors and improve the information provided to them with regard to the

; • taking receipt of the report on material conflicts of interests provided by the Compliance Officer on an annual basis at minimum; and • overseeing key controls with respect to decision-making where potential conflicts may preclude Board members... must complete the periodic training provided, to enable them to understand this Policy and to identify, disclose and report conflicts of interest. 5.3 Internal Disclosure to the Compliance Officer 5.3.1 Staff members and directors are obliged to

service companies. The following occurred in 2022: ▪ Monument Insurance European Services NV (“MIES“) and Monument Assurance Belgium Services SA (“MABS”) provided support services to MAB on the basis of a critical outsourcing agreement. In addition, both..., been insourced within the Monument Re Group. The Management Committee is committed to continue to strengthen the system of governance within MAB. Further details of the Company’s system of governance are provided below in Section B. System of

staff into Monument. Provided that the portfolio was officially acquired on 15 December 2021, the integration will be a primary attention point in 2022; and, ▪ The Work from Home Policy was applicable over 2021 in order to guarantee business continuity... Audit Committee will be introduced to MAB. Further details of the Company’s system of governance are provided below in Section B. System of Governance. st Solvency and Financial Condition Report 31 December 2021 Page 15 of 77 Monument Group: PUBLIC

’s system of governance are provided below in Section B. System of Governance. Risk Profile The Company’s risk management system is proportionate to the nature, scale and complexity of the risks to which the Company is exposed. The system includes processes...’s risk profile are provided below in Section C. Risk Profile. Valuation for Solvency Purposes The asset allocation further evolved in the course of 2025 with investments in a structured notes, Commercial Mortgage Loans and material bond rotations

functions have, asides from the actuarial function, been insourced within the Monument Re Group. The MC remains committed to continuing to strengthen the system of governance within MAB. Further details of the Company’s system of governance are provided...’s risks over its business planning horizon. The Company’s business activities give rise primarily to credit risk, market risk, underwriting or insurance and operational risk. Further details of the Company’s risk profile are provided below in Section

governance within MAB. Further details of the Company’s system of governance are provided below in Section B. System of Governance. Risk Profile The Company’s risk management system is proportionate to the nature, scale and complexity of the risks to which... operational risk. Further details of the Company’s risk profile are provided below in Section C. Risk Profile. Valuation for Solvency Purposes In the course of 2024, MAB continued to implement some reallocations in the asset allocations. One must especially

may save and process your data, as well as the message itself and the metadata provided we have a legal basis to do so. • Procurement and management of insurance policies When we acquire new business portfolios, we get new contracts. This means that... notice. Monument Assurance Belgium accepts no responsibility for the use and protection of personal data you provide to these third party websites. You should exercise caution and read the privacy notice of the third party concerned before providing any