policy

Monument Assurance Belgium (“MAB”) Conflicts of Interest Policy V.5.3 Date: 21 March 2025 (Appendix 4 last updated 09 December 2025) info@monumentinsurance.be www.monumentregroup.com Monument Assurance Belgium RPR Brussel| RPR Brussels nr. 478.291.162 Koning Albert II-Laan | Boulevard Roi Albert II 19 1210 Brussel | Bruxelles Document Control Sheet Document Conflicts of Interest Policy Version V5.3 Document Owner Compliance Officer Document File Location 1.Compliance sharepoint\General\Policies

managers must comply with the MAB's Investment Policy, including ESG limits. - For certain unit-linked policies, and portfolio bonds in particular, investment decisions may be made by the policyholder on the basis of advice provided to the policyholder... incorporating ethical principles, including: ▪ a policy of integrity, ▪ an anti-money laundering and combating the financing of terrorism policy, ▪ a whistleblower policy, ▪ a conflict of interest management policy, ▪ a code of business conduct and

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, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these changes by updating the "Last Updated" date of this Cookie Policy. Any changes or modifications will be effective immediately. We encourage you to periodically review this Cookie Policy to remain informed of any updates. 2 Definition of cookies

...................................... 34 B.1(b) Material changes in the system of governance ............................................................... 39 B.1 (c) Remuneration Policy and practices... (a) Description of Outsourcing Policy ................................................................................... 54 B.7(b) Outsourcing and jurisdiction of critical or important operational functions or activities .. 56 B.8 Any other information

supervisory body ....................................... 34 B.1(b) Material changes in the system of governance ................................................................. 39 B.1 (c) Remuneration Policy and practices... ..................................................................................................................... 53 B.7 (a) Description of Outsourcing Policy ..................................................................................... 54 B.7(b) Outsourcing and jurisdiction of critical or important operational

entities were registered as insurance intermediary in order to provide the policy administration of the acquired books. Furthermore, MIES has a branch in Ireland, which provides, amongst others, support services to the Irish Monument entity. ▪ On 31... and Financial Condition Report 31 December 2022 Page 13 of 93 Monument Group: PUBLIC with Allianz Benelux SA, regarding the policy administration of this portfolio. This acquisition relates to a closed-book portfolio of classical life insurance

21 and 23 life insurance portfolios, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV (257,180 policies as at 31 December 2025) (the “Integrale Portfolio”). The policy administration was performed... Purposes. Capital Management The structure of the Company’s Own Funds comprises of share capital, surplus fund and reconciliation reserve (including retained earnings). The Capital Management Policy focuses on ensuring that there is sufficient

life insurance portfolio from Allianz Benelux SA. A temporarily outsourcing agreement has been concluded with Allianz Benelux SA, regarding the policy administration of this portfolio. This acquisition relates to a closed-book portfolio of classical... reinsurance contracts concerning those branches from st Solvency and Financial Condition Report 31 December 2021 Page 12 of 77 Monument Group: PUBLIC Integrale NV ("the "Integrale Portfolio"). The policy administration is done by Monument Assurance Belgium

personal data. 2 2 SOURCES OF PERSONAL DATA COLLECTION We collect personal data about you from a number of sources, including directly from you, through business acquisitions and in the course of administering the insurance policy, from third... performance information, documents such as passport, ID card, driving licence and/or visa information, other information about you that you provide in a curriculum vitae or similar document; • Details of policyholders, insureds, beneficiaries, affiliates or