once

Directors at least once a year. In the event of changes to applicable regulations and/or the nature, scale or complexity of the Company’s operations, more frequent review and updates may be required. 2.1.3 The Compliance Officer may, if he deems it useful... relevant persons of Monument, irrespective of their location, function, grade or standing. 1.4 Definitions 1.4.1 “Conflicts of interest” occur when (i) the concerns of aims of an individual are or might become incompatible with those of MAB or when (ii

................................................................................................ 42 B.2 (a) Specific requirements concerning skills, knowledge and expertise ................................... 42 B.2 (b) Process for assessing fitness and propriety ...................................................................... 44... Condition Report 31 December 2024 Page 14 of 93 Monument Group: PUBLIC ▪ On 15 December 2021, MAB carried out the transfer of the branch 21 and 23 life insurance portfolio, and co-insurance contracts and the reinsurance contracts concerning those branches

concerning skills, knowledge and expertise .................................. 43 B.2 (b) Process for assessing fitness and propriety .................................................................... 44 B.3 Risk management system including the own... collectieve afkoop dat zich voordeed bij de collectieve levensverzekeringen (Integrale-portefeuille) was minder zichtbaar in 2023, waarbij het collectieve vertrek zich concentreerde op enkele namen en tijdens het eerste semester van het jaar. In een

-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV ( 263,599 policies as at 31 December 2022) (the “Integrale Portfolio”). The policy administration was done by Monument Assurance Belgium Services SA (“MABS"), which

reinsurance contracts concerning those branches from st Solvency and Financial Condition Report 31 December 2021 Page 12 of 77 Monument Group: PUBLIC Integrale NV ("the "Integrale Portfolio"). The policy administration is done by Monument Assurance Belgium... portfolio, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV. The policy administration is done by MABS on the basis of an outsourcing agreement. ▪ Following the Allianz and Integrale transaction, MAB

collectieve afkoop- of reductiefenomeen, waargenomen na de Integrale-overname en ingegeven door de stijgende rente, beperkt en geconcentreerd bij een beperkt aantal tegenpartijen, voornamelijk in de eerste jaarhelft. De activa-allocatie evolueerde verder in... 21 and 23 life insurance portfolios, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV (257,180 policies as at 31 December 2025) (the “Integrale Portfolio”). The policy administration was performed