offering

Monument operates in run-off and with closed books portfolios. Therefore, there is no commercialization of new products. 1.5 Offering and Accepting Gifts and Hospitality 1.5.1 The offering and accepting of gifts within this Policy applies to gifts from and... practice meant to create goodwill within business relationships. Staff and directors are nonetheless required to exercise good judgment before giving or accepting gifts and must never request personal gifts in exchange for business. 1.5.3 Offering

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................

, consists of simple product offering composed mostly of endowment policies, with and without protection riders, carrying relatively high guarantees averaging 4.24%. There is also a small number of Branch 22 products. Additionally, a mortgage book of 3,400

, portfolio was acquired on 1 April 2021. The majority, branch 21 products, consist of simple product offering composed mostly of endowment policies, with and without protection riders, carrying relatively high guarantees averaging 4.24%. There is also a st... private individuals. These products were sold exclusively through Ethias; and, ▪ Branch 23 products offered by Integrale, which are investment-linked products that were mainly offered to private individuals. The product offering for private individuals

individuals. The product offering for private individuals was based on a cooperation agreement with AFER Europe (with regard to Integrale Perspective Immo, liquidated in 2024), and with Test Achats (with regard to Integrale Perspective Test Achats... The Allianz classic life insurance, excl. flexible premium, portfolio was acquired on 1 April 2021. The majority, i.e. branch 21 products, consists of simple product offerings composed mostly of endowment policies, with and without protection riders

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................