2022 SFCR Report
through acquiring insurance portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Thus, the... €24,328,451m (2021: a gain of €12,772,271m). System of Governance The Company has established a system of governance which is appropriate to the Company’s business strategy and operations. There is clear delegation of responsibilities, reporting lines