judgment

call into question the employee’s/director’s judgment, ability to act objectively or properly discharge their duties and responsibilities owed to Monument and/or clients, or otherwise give rise to the risk of reputational damage to Monument, including... practice meant to create goodwill within business relationships. Staff and directors are nonetheless required to exercise good judgment before giving or accepting gifts and must never request personal gifts in exchange for business. 1.5.3 Offering

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................