interests

interest must be set out in a Conflicts of Interest Policy that must be part of their Integrity Policy. 1.1.3 It is crucial for good business practice that all (potential) conflicting interests are either completely avoided or properly managed if allowed... needs. Furthermore, the client's sustainability preferences are one of the client's interests that may not be adversely affected; • when there is a risk of damage to the customer’s interest or an adverse impact on the customer, the customer is

risks. ▪ Conflict of interest Policy MAB is committed to minimizing risk of conflicts of interest. In the event that a conflict of interest persists, decisions are always made in the best interests of its clients, including client’s sustainability... procedures that may lead to abstenoti n from voting. Monument Assurance Belgium is committed to minimizing conflicts of interest. In the event that a conflict of interest persists, voting decisions are always made in the best interests of its customers

tax fraud; - the application of insurance regulations and in particular the duty to provide information on products; - the enforcement of obligations relating to financial embargoes and asset freezes. 6 • To pursue our legitimate interests, where your own legitimate interests and/or fundamental rights and freedoms do not override these and to the extent permitted by applicable laws and regulations, including : - to manage our interactions and business relationships with you, including responding

a rising interest environment and normalization in inflation rates. The OLO 10 year rate, representing the returns on 10 years Belgian government bonds, increased from 2.6% in December 2023 to c.3.4% in December 2025. At the same time, inflation rates... from the rising interest rate environment. As such downward pressure on transaction price remains important with negative impact on transaction volumes and value reductions in accounting. The liability portfolio performed overall in line with

haar obligatieportefeuille door staatsobligaties te vervangen door meer risicovolle bedrijfsobligaties. Deze operatie zal de toekomstige terugkerende interest winsten verhogen en de tegenovergestelde operatie, die eind 2023 plaatsvond, compenseren... government bonds towards corporate bonds. This operation will enhance future recurring earnings and offset the opposite operation that occurred end of 2023. The toneless real-estate market in Belgium since the recovery of interest rate in 2022

statutory period ending 31 December 2022. Copies of the Company’s financial statements may be obtained from the website of the National Bank of Belgium. While year 2022 was driven by important macro-economic volatility and interest rate rise, year 2023 marked a stabilisation of interest rate environment and a progressive normalisation of inflation rates. The stabilisation of the macro-economic environment was favourable to quoted stock prices with a recovery of main indexes. One must note that

as a long term partner in employee benefit segment. st Solvency and Financial Condition Report 31 December 2022 Page 15 of 93 Monument Group: PUBLIC ▪ The year 2022 was marked by a volatile macroeconomic environment with interest rate rise..., MAB has re-oriented part of its investments towards private credit, corporate bonds and infrastructure debts. ▪ Divestures performed to face surrender outflows in collective life and the modification of the investment mix in a growing interest rate

, equities, property and derivatives. The derivatives are added to the investment portfolio to diversify away as much as possible, risk like interest rate risk or inflation risk. The asset side of the balance sheet also shows a large position in