including

important information about our privacy practices with respect to our clients and their representatives, visitors to our websites, external candidates, contractors and other business partners, including, but not limited to, investor firms, potential and... and the ways in which we interact, including when you visit our websites. We may update this notice. We will notify you of any changes to this notice by posting an update on our websites. In specific situations where governed by applicable data

future. The insurance industry has the power to drive positive change, reduce climate change risks and foster social progress. This ESG briefing aims to present MAB's commitment to environmental, social responsibility and good governance, including... incorporating ethical principles, including: ▪ a policy of integrity, ▪ an anti-money laundering and combating the financing of terrorism policy, ▪ a whistleblower policy, ▪ a conflict of interest management policy, ▪ a code of business conduct and

Monument Assurance Belgium Cookie Notice Dated : 06.07.2026 Monument Assurance Belgium 1 General points The Monument Assurance Belgium uses cookies on our website (https://www.monumentassurance.be), including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

Monument Assurance Belgium Cookie Notice Dated : 06.07.2026 Monument Assurance Belgium 1 General points The Monument Assurance Belgium uses cookies on our website (https://www.monumentassurance.be), including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these

................................................................ 34 B.2. Fit & Proper requirements ....................................................................................................... 42 B.3. Risk management system including the own risk and solvency assessment .......................... 45... to MAB: (i) classic life insurance contracts in branches 21 and 22 (without flexible premium) including the supplementary insurances herewith, (ii) life insurance contracts in branch 21 and non-life insurance contracts in branch 1 under the title

concerning skills, knowledge and expertise .................................. 43 B.2 (b) Process for assessing fitness and propriety .................................................................... 44 B.3 Risk management system including the own...) classic life insurance contracts in branches 21 and 22 (without flexible premium) (including the supplementary insurances herewith, (ii) life insurance contracts in branch 21 and non- life insurance contracts in branch 1 subscribed by Family Protect NV

B.3 Risk management system including the own risk and solvency assessment ..................... 45 B.3 (a) Description of risk management system (strategies, processes and reporting procedures) 45 B.3 (b) Implementation and integration of the risk... December 2022, on the basis of an outsourcing agreement. ▪ On 31 October 2022, AXA Belgium NV transferred the following books to MAB: (i) classic life insurance contracts in branches 21 and 22 (without flexible premium) (including the supplementary

............................................................................................... 39 B.3 Risk management system including the own risk and solvency assessment ........................ 41 B.4 Internal Control System... 21 and 22 (without flexible premium) (including the supplementary insurances herewith, (ii) life insurance contracts in branch 21 and non-life insurance contracts in branch 1 subscribed by Family Protect NV between 2010 and 2016 or by AXA Belgium NV

proper requirements ................................................................................................... 36 B.3 Risk management system including the own risk and solvency assessment .......................... 39 B.4 Internal Control... Company’s Own Funds comprises of share capital and reconciliation reserve (including retained earnings). The Capital Management Policy focuses on ensuring that there is sufficient capital at all times to meet the regulatory solvency requirements

call into question the employee’s/director’s judgment, ability to act objectively or properly discharge their duties and responsibilities owed to Monument and/or clients, or otherwise give rise to the risk of reputational damage to Monument, including