gain

and other third parties is in accordance with ethical principles and we do not abuse our position to seek to gain unfair or unethical advantage. 1.1.2 The National Bank of Belgium’s (“NBB”) overarching Corporate Governance Circular for insurance... must ensure that CoI are, where possible, avoided. If they cannot, any CoI must be appropriately disclosed to their Compliance team and effectively managed. Policy Principles and Requirements 4.1.1 Monument does not abuse its position to seek to gain

Company’s results under Belgian norm for the period are shown below in Section A. Business and Performance. The business reported an underwriting gain for the reporting period of € 15,745,618 (2023: a profit of € 17,000,366).This strong bottom-line... .................................................................................................. 31 A.3 (a) Income & expenses ......................................................................................................... 31 A.3 (b) Gains and losses recognised directly in equity

-line result supported by release of deferred income provision and gains realisation on divested corporate bonds. The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting gain... ................................................................................................ 30 A.3 (a) Income & expenses ........................................................................................................ 30 A.3 (b) Gains and losses recognised directly in equity

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

against interest rate movements in accordance with Belgian accounting norm (BE GAAP). The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting loss for the reporting period of €24,328,451m (2021: a gain of €12,772,271m). System of Governance The Company has established a system of governance which is appropriate to the Company’s business strategy and operations. There is clear delegation of responsibilities, reporting lines

an underwriting gain for the reporting period of € 16.514m (2020: a gain of € 5.76m). System of Governance The Company has established a system of governance which is appropriate for the Company’s business strategy and operations. There is a clear