explained

Own Funds to SCR 279% 378% Ratio of Own Funds to MCR 615% 841% Eligible Own funds decreased over the reporting period from €386m to €356m, mainly explained by the acquisition of the new Contassur portfolio in 2024, reduction of value on non-performing loans and a revision of actuarial assumptions. The SCR increased from €102m to €128m over the reporting period. This increase can again be explained by the new acquisition and thus additional risks on the balance sheet. On the other hand, the

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

% Ratio of Own Funds to MCR 841% 560% Eligible Own funds increased significantly over the reporting period from €372,1m to € 386,4m. The SCR decreased from € 147,7m to € 102,1m over the reporting period. This decrease can be explained on the one hand by

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................