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future. The insurance industry has the power to drive positive change, reduce climate change risks and foster social progress. This ESG briefing aims to present MAB's commitment to environmental, social responsibility and good governance, including... portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. We position ourselves as a trusted long-term

through acquiring insurance portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Thus, the...-group reinsurance (“IGR”) to cede risks that can be reinsured to Monument Re, whilst retaining a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during

, and targeting annuity, guaranteed savings or protection product lines; and, ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Thus, the Company is actively seeking to grow through acquisition of in... a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during 2021 to include coverage of the Beach Portfolio, on 30 March. A Quota Share Reinsurance agreement was

the European market; ▪ Continue to seek opportunities to grow the Company through acquiring insurance portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and... risks that can be reinsured to Monument Re, whilst retaining a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The ownership structure of MAB and MIES is set out in the chart below

; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Through a strategy of reinsurance and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently... manage capital and liquidity, the Company makes use of intra-group reinsurance (“IGR”) to cede risks that can be reinsured to Monument Re, whilst retaining a proportion of the risk. This helps to drive risk diversification and capital and liquidity

portfolios, primarily those in run-off, and targeting annuity, guaranteed savings or protection product lines; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Through a strategy of reinsurance... drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated in 2023 to include coverage of the Federale Portfolio on 30 October 2023. The Federale IGR is at 75%. A separate IGR has been concluded for