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– you could be influenced by a conflicting interest; or  PERCEIVED – you could appear to be influenced by a conflicting interest 5.2.3 Additionally, to speak of a conflict of interest within the meaning of the rules of conduct (IDD), there must be..., or are annually attesting to the knowledge that no change has occurred to a previous disclosure. Directors of the Board and members of the Management Committee shall fill in the Attestation Form annually and should additionally adhere to the

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

, carrying relatively high guarantees averaging 4.24%. There is also a small number of Branch 22 products. Additionally, a mortgage book of 3,400 Belgian prime residential mortgages was also included in the transaction. 25 Number of Group Pension...). Additionally, an asset portfolio was included in the transaction, consisting of, amongst others, a mortgage book, a real estate portfolio and policy loans. Life Individual Group Life Number of Number of

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................

, consists of simple product offering composed mostly of endowment policies, with and without protection riders, carrying relatively high guarantees averaging 4.24%. There is also a small number of Branch 22 products. Additionally, a mortgage book of 3,400

Solvency and Financial Condition Report 31 December 2021 Page 22 of 77 Monument Group: PUBLIC small number of Branch 22 products. Additionally, a mortgage book of 4.7k Belgian prime residential mortgages was also included in the transaction... was based on a cooperation agreement with AFER Europe (with regard to Integral Perspective Immo), and with Test Achats (with regard to Integral Perspective Test Achats). Additionally, an asset portfolio was also included in the transaction, consisting