accordance

used in accordance with this privacy notice; • Excluded data: We do not collect the following special categories of personal data about you, unless it is legally required: - details of your race or ethnic origin ; - religious or philosophical beliefs... this notice. Whenever there is a need to process your personal data for purposes incompatible with those described above, we will inform you by updating this privacy notice and obtain your consent in accordance with applicable data protection laws and

and other third parties is in accordance with ethical principles and we do not abuse our position to seek to gain unfair or unethical advantage. 1.1.2 The National Bank of Belgium’s (“NBB”) overarching Corporate Governance Circular for insurance... accordance with the laws and regulations applicable in Belgium and aligned with the Group policy. 3.1.3 The Risk and Compliance Committee’s (RCC) responsibilities include: • Reviewing and recommending for Board approval all compliance policies

engenders liquidity issues for several Belgian promotors and, in some case, incapacity to reimburse loans arrived to maturity. In accordance with BGAAP principles, MAB has booked value reduction on non-performing loans. In some cases, this results in the inability to repay loans that have reached their maturity date. As a result, MAB has had to recognise a number of impairments on loans in 2024, in accordance with BGAAP standards. The real-estate participation of MAB in 2024, Monument Immo Management

, inflationary pressures, real-estate and equity market downturns. ▪ Thanks to disciplined financial hedging strategies and the IGR, the economic own funds of Monument were not negatively affected. ▪ In accordance with its risk appetite and investment strategy... against interest rate movements in accordance with Belgian accounting norm (BE GAAP). The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting loss for the reporting period of

in accordance with MAB’s desire to move to the target asset allocation which will continue in 2026. The economic own funds of MAB decreased over the period 2024-2025 from €386,4m to € 338,6m. The main drivers for reduction in eligible own funds are.... This evolution is in accordance with MAB’s desire to move to the target asset allocation, which will continue in 2026. On the liability side, the technical provisions were marked by the successful migration of the Contassur portfolio. We also note that

, the following changes are to be noted: ▪ In accordance with Article 52 of the Solvency II Law, an additional specialized committee was established in 2023, namely the Risk and Compliance Committee (“RCC”), supporting the Board of Directors (“Board... C. Risk Profile. Valuation for Solvency Purposes The asset allocation evolves in accordance with the target asset allocation of MAB. One must especially note that a rebalancing exercise was performed in 2023 moving corporate bonds into government

policy, Monument Assurance Belgium wishes to emphasize the importance of sustainability in its investments. In accordance with the provisions of Regulations (EU) 2019/2088 ("SFDR") and 2020/852 ("Taxonomy") and Directive 2017/828/EC with a view to

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................