where

and the ways in which we interact, including when you visit our websites. We may update this notice. We will notify you of any changes to this notice by posting an update on our websites. In specific situations where governed by applicable data... tax fraud; - the application of insurance regulations and in particular the duty to provide information on products; - the enforcement of obligations relating to financial embargoes and asset freezes. 6 • To pursue our legitimate interests, where your

; • taking receipt of the report on material conflicts of interests provided by the Compliance Officer on an annual basis at minimum; and • overseeing key controls with respect to decision-making where potential conflicts may preclude Board members... must ensure that CoI are, where possible, avoided. If they cannot, any CoI must be appropriately disclosed to their Compliance team and effectively managed. Policy Principles and Requirements 4.1.1 Monument does not abuse its position to seek to gain

reporting period from €312,9m to € 372,1m. This increase was principally due to the acquisition of the AXA portfolio in October 2022 where a capital injection of €50m was carried out. The SCR increased from € 127,4m to € 147,7m over the reporting period

during the first semester of the year. In a context where the solvency ratio of Monument Re reduced near its target operating level, MAB has decided to partly de-risk its investment portfolio through a replacement of corporate bonds into govies. This

service provider, have been teleworking due to the Covid-19 pandemic. It is worth noting that this did not have an impact on MAB's operations over 2020 and 2021. MAB introduced a structural Work From Home Policy, where staff should go to the office

voting and other share rights in line with our sustainability commitments. • Communicate transparently with relevant stakeholders, including our customers. • Manage potential conflicts of interest, particularly where we have significant commercial

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................