standards

environment and encompass social factors such as human rights, labour standards and community development. ▪ Good corporate governance: The third pillar of the ESG focuses on corporate governance, which encompasses transparency, accountability and

inability to repay loans that have reached their maturity date. As a result, MAB has had to recognise a number of impairments on loans in 2024, in accordance with BGAAP standards. The real-estate participation of MAB in 2024, Monument Immo Management... ................................................................................................................... 80 E.4 Differences between the Standard Formula and any internal model used ........................ 80 E.5 Non-compliance with the Minimum Capital Requirement (MCR) and non-compliance with the Solvency Capital Requirement (SCR

....................................................................................................................................... 80 E.4. Differences between the Standard Formula and any internal model used ............................. 80 E.5. Non-compliance with the Minimum Capital Requirement (MCR) and non-compliance with the... capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority (“EIOPA”). The following table

Solvency Capital Requirement ................................................................................................................ 82 E.4 Differences between the Standard Formula and any internal model used ........................ 82 E.5... sufficient capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority (“EIOPA

............................................................................................................................. 81 E.4 Differences between the Standard Formula and any internal model used .......................... 81 E.5 Non-compliance with the MCR and non-compliance with the SCR ..................................... 81... that there is sufficient capital at all times to meet the regulatory solvency requirements. The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority

the Standard Formula and any internal model used ............................. 74 E.5 Non-compliance with the MCR and non-compliance with the SCR ........................................ 74 E.6 Any other information.... The Company’s Solvency Capital Requirement (“SCR”) is calculated using the Standard Formula set by the European Insurance and Occupational Pension Authority (“EIOPA”). The following table summarizes the Company’s Own Funds and solvency position at 31

ultimately accountable for ensuring that the Company maintains high standards of ethical behaviour and professional conduct at all times. The key responsibilities of the Board include: • reviewing and approving this Policy on a minimum annual basis