must

interest must be set out in a Conflicts of Interest Policy that must be part of their Integrity Policy. 1.1.3 It is crucial for good business practice that all (potential) conflicting interests are either completely avoided or properly managed if allowed... Compliance Officer with the supporting rationale. In addition, reference is made to the provisions under Section 5.3. Monument Group: INTERNAL 6 2.2.2 Any breaches of this Policy must be reported to the Compliance Officer for the performance of their

cookies on the site Duration: 1 year FlexoCMS.FrontUICulture Storage of language choice. On your first visit to the website, you must choose your language (Dutch or French). On your next visit, you no longer need to make this choice, as a "language" cookie

cookies on the site Duration: 1 year FlexoCMS.FrontUICulture Storage of language choice. On your first visit to the website, you must choose your language (Dutch or French). On your next visit, you no longer need to make this choice, as a "language" cookie

risks, including environmental, social and governance considerations. MAB’s Investment Policy integrates the principles and risks of the Sustainability Risk Policy with respect to the ESG parameters with which the Company must comply in terms of... managers must comply with the MAB's Investment Policy, including ESG limits. - For certain unit-linked policies, and portfolio bonds in particular, investment decisions may be made by the policyholder on the basis of advice provided to the policyholder

2023 marked a stabilisation of interest rate environment and a progressive normalisation of inflation rates. The stabilisation of the macro-economic environment was favourable to quoted stock prices with a recovery of main indexes. One must note that... C. Risk Profile. Valuation for Solvency Purposes The asset allocation evolves in accordance with the target asset allocation of MAB. One must especially note that a rebalancing exercise was performed in 2023 moving corporate bonds into government

went up from c.1.5% to over 4% in December 2024 and landed eventually around 2% in December 2025. On Real Estate, although quoted market being relatively stable over the period, one must note that the Belgian real-estate market continued to suffer

operational risk. Further details of the Company’s risk profile are provided below in Section C. Risk Profile. Valuation for Solvency Purposes In the course of 2024, MAB continued to implement some reallocations in the asset allocations. One must especially

MAB. One must especially th note the acquisition of and investment portfolio sold by EuroPrima NV the 18 of October 2022. This acquisition allowed MAB to deploy €352m into fund exposed to both private credit and trade finance asset classes. The

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................