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Conflict of Interest Policy

relevant persons of Monument, irrespective of their location, function, grade or standing. 1.4 Definitions 1.4.1 “Conflicts of interest” occur when (i) the concerns of aims of an individual are or might become incompatible with those of MAB or when (ii.... For certain risks, failure to follow defined procedures could result in individual colleagues being directly liable to prosecution or regulatory penalties. 2.2.4 Failing to comply with this Policy can result in increased costs, wasted management time

2024 SFCR Report

” (130,888 policies as at 31 December 2024) (the “AXA portfolio”). A successful sequenced migration of the AXA portfolio has been finalised in January 2024. ▪ On 30 June 2023, MAB carried out the transfer of a portfolio of classic individual branch 21

2025 SFCR Report

finalised in January 2024. ▪ On 30 June 2023, MAB carried out the transfer of a portfolio of classic individual branch 21 life insurance policies and the underlying assets (4,157 policies as at 31 December 2025) from Federale Verzekering, Vereniging... Pension Individual Individual Non- Individual Fiscal Total contracts Scheme Pension Scheme Fiscal 2024.12 1,857 54 70 2 1,983 2025.12 1,817 52 66 1 1,936 Evolution (YTD) -40 -2 -4 -1 -47 Alpha Portfolio The Alpha portfolio was acquired on 31 May 2019

privacy-notice-belgium-en-2026.pdf

protection laws and regulations. 9 INDIVIDUAL RIGHTS TO PRIVACY Individuals whose personal data we process have a number of rights in relation to that data. To exercise your data protection rights, please contact us (see section 10. Contact Us of this...: information about existing contracts between us, between the individual and third parties; • Aggregate data: this data may be derived from your personal data but is not considered personal data by law because such data, such as statistical or demographic data

2023 SFCR Report

administration of this book in 2023 until the successful sequenced migration of the AXA portfolio finalised in January 2024. ▪ On 30 June 2023, MAB carried out the transfer of a portfolio of classic individual branch 21 life insurance policies and

2022 SFCR Report

four products, namely: Number of Group Pension Individual Individual Non- Individual Fiscal Total contracts Scheme Pension Scheme Fiscal 202112 1,910 58 78 4 2,050 202212 1,891 58 75 3 2,027 Evolution (YTD) -19 0 -3 -1 -23 Alpha Portfolio The Alpha... -380 -2,716 Number of Group Pension Individual Pension Individual Non- Individual Fiscal Total contracts Scheme Scheme Fiscal 202112 0 132 26,085 3,808 30,025 202212 0 119 23,666 3,524 27,309 Evolution (YTD) 0 -13 -2419 -284 -2,716 NCN Portfolio The NCN

2021 SFCR Report

consists of four products, namely: st Solvency and Financial Condition Report 31 December 2021 Page 21 of 77 Monument Group: PUBLIC Number of Group Pension Individual Individual Non- Individual Fiscal Total contracts Scheme Pension Scheme Fiscal 202012... products: Group insurances, Individual Pension saving, Individual Pension Commitments and RIZIV-INAMI insurances. By 31 December 2021, the NCN portfolio consisted of approximately 4,455 policies. Individual Individual Number of Group Pension RIZIV-INAMI