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encrypted code. Important: cookies are completely harmless. They do not delete any data from your computer, alter any files or programs and cannot contain any viruses. 3 Cookie management By default, most Internet browsers are configured to accept... sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

encrypted code. Important: cookies are completely harmless. They do not delete any data from your computer, alter any files or programs and cannot contain any viruses. 3 Cookie management By default, most Internet browsers are configured to accept... sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

shown as per completion date, Flags refer to the Countries of the final entity acquiring/managing the portfolios (e.g. Portfolio transfer from Ethias-Belgium, transferred to Laguna), (1) Robein then sold in 2022 (effective date) (2) Transfer of Guernsey

..................................................... 75 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ........................... 75 D.2 (g) Material changes to assumptions made in calculating technical provisions compared to previous reporting... transitional arrangements ........................................ 80 E.1 (e) Ancillary Own Funds ...................................................................................................... 80 E.1 (f) Material items deducted from Own Funds

-force life insurance portfolios. This strategy is focused on closed books. Consistent with this strategy: ▪ On 31 May 2019, MAB effected the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian... savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (c. 4,455 policies as at 31 December 2021). Administration of this portfolio remains with Curalia. ▪ On 1 April 2021, MAB effected the transfer of the branch 21 and 22

the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (27,309 policies as at 31 December 2022). ▪ On 16 December 2019, MAB effected the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively) (4,382 policies as at 31 December 2022

protection laws and regulations, we will seek your consent before making significant changes to the way we process your personal data previously collected from you. Third party websites that you may access through our websites are not covered by this... personal data. 2 2 SOURCES OF PERSONAL DATA COLLECTION We collect personal data about you from a number of sources, including directly from you, through business acquisitions and in the course of administering the insurance policy, from third

) Transitional risk-free rate and transitional deduction ...................................................... 73 D.2 (f) Recoverables from reinsurance contracts and special purpose vehicles ............................ 74 D.2 (g) Material changes... ........................................................................................................ 78 E.1 (f) Material items deducted from Own Funds ....................................................................... 78 E.2 Solvency Capital Requirement (SCR) and Minimum Capital Requirement (MCR

acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (20,456 policies as at 31 December 2025). ▪ On 16 December 2019, MAB carried out the transfer of a portfolio of non-Curanova long term savings contracts from Curalia OVV (the “NCN Portfolio” and “Curalia”, respectively

) they are or could potentially be in a position to derive personal benefit from actions or decisions made in their capacity as a staff member, director or other person acting on behalf of the Company, which in turn leads to a material risk of damage..., submit this Policy to the Management Committee prior to the Board meeting. 2.2 Non-Compliance with the Policy 2.2.1 Compliance with this Policy is mandatory. Any deviation from the principles outlined therein shall be communicated in writing to the

procedures that may lead to abstenoti n from voting. Monument Assurance Belgium is committed to minimizing conflicts of interest. In the event that a conflict of interest persists, voting decisions are always made in the best interests of its customers