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Information on ESG

incorporating ethical principles, including: ▪ a policy of integrity, ▪ an anti-money laundering and combating the financing of terrorism policy, ▪ a whistleblower policy, ▪ a conflict of interest management policy, ▪ a code of business conduct and

2023 SFCR Report

the real-estate market continues to suffer from the revision of the financing rate. Downward pressure on transaction price remains important with negative impact on transaction volumes. Solvency and Financial Condition Report 31 December 2023 Page 16