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Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... Cookies are small files that websites place on your computer's hard drive when you first visit them. The cookie contains a unique code that enables your browser to be recognised during your visit to the website ("session cookie") or during future repeated

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... Cookies are small files that websites place on your computer's hard drive when you first visit them. The cookie contains a unique code that enables your browser to be recognised during your visit to the website ("session cookie") or during future repeated

-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out). If you choose this option, you must report the capital gains received on your tax return. In this case, you must notify your insurance company, which will not withhold the tax when the principal is paid out. For both options, the insurance company

Realized capital losses may be deducted from realized capital gains, provided they relate to the same category of financial assets and were realized in the same year.Capital losses are always deducted through the tax return (see below). You must therefore request this deduction yourself.However, it is not possible to carry forward capital losses to the following year.

a combination of data. This notice tells you how we collect, process and protect your personal data when you interact with us. The categories of personal data we collect and the way we process that data depend on the nature of our relationship with you... protection laws and regulations, we will seek your consent before making significant changes to the way we process your personal data previously collected from you. Third party websites that you may access through our websites are not covered by this

other person acting on behalf of the Company, which in turn leads to a material risk of damage to the interests of one or more parties. 5.2.2 There are three types of conflict:  ACTUAL – you are being influenced by a conflicting interest;  POTENTIAL – you could be influenced by a conflicting interest; or  PERCEIVED – you could appear to be influenced by a conflicting interest 5.2.3 Additionally, to speak of a conflict of interest within the meaning of the rules of conduct (IDD), there must be