year

Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.

There is a basic annual exemption of €10,000 per taxpayer on the total capital gains realized during a single year. This amount is adjusted annually.Taxpayers who do not use the exemption may carry forward a maximum of 1,000 euros to the following year for up to 5 years, up to a total of 15,000 euros.

Realized capital losses may be deducted from realized capital gains, provided they relate to the same category of financial assets and were realized in the same year.Capital losses are always deducted through the tax return (see below). You must therefore request this deduction yourself.However, it is not possible to carry forward capital losses to the following year.

A 10% tax applies to capital gains realized upon surrender or maturity of certain life insurance policies. More specifically, the following policies are affected: Branch 21 savings insurance: for which the eight-year term has expired with death benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject

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cookies on the site Duration: 1 year FlexoCMS.FrontUICulture Storage of language choice. On your first visit to the website, you must choose your language (Dutch or French). On your next visit, you no longer need to make this choice, as a "language" cookie has been stored on your device. Duration: 1 year 2 FlexoCMS.SID Storage of the session identifier. This is used to recognise your browser when you visit the website. Duration: 1 year RequestVerificationToken Storage of an anti-forgery token (to

”) for Monument Assurance Belgium (“MAB” or the “Company”) for the year ended 31 December 2023. The purpose of the SFCR is to meet the public disclosure requirements of Articles 290 to 303 of the Commission Delegated Regulation (EU) 2015/35 (“Delegated... incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. Performance The current accounting year end date of the Company is 31 December. This report is for the year ended 31 December 2023 with prior year comparatives for the 12-month

a rising interest environment and normalization in inflation rates. The OLO 10 year rate, representing the returns on 10 years Belgian government bonds, increased from 2.6% in December 2023 to c.3.4% in December 2025. At the same time, inflation rates... the “Company”) for the year ended 31 December 2025. The purpose of the SFCR is to meet the public disclosure requirements of Articles 290 to 303 of the Commission Delegated Regulation (EU) 2015/35 (“Delegated Regulation”) and Articles 95 and 96 of

, presents a stable fair value following two years of value reduction driven by interest rate rise. The level of economic own-funds under Solvency II have reduced by € 30m over the year. This decrease of own fund under the prudential norm is driven... Report 31 December 2024 Page 12 of 93 Monument Group: PUBLIC Executive Summary Introduction and Purpose This is the Solvency and Financial Condition Report (“SFCR”) for Monument Assurance Belgium (“MAB” or the “Company”) for the year ended 31 December

and Financial Condition Report (“SFCR”) for Monument Assurance Belgium (“MAB” or the “Company”) for the year ended 31 December 2022. The purpose of the SFCR is to meet the public disclosure requirements of Articles 290 to 303 of the Commission... targeting mainly annuity, guaranteed savings or linked products; and ▪ Reinsurance of long-dated, asset intensive liabilities, typically with guarantees. Performance The current accounting year end date of the Company is 31 December. This report is

Group: PUBLIC Executive Summary Introduction and Purpose This is the Solvency and Financial Condition Report (“SFCR”) for Monument Assurance Belgium (“MAB” or the “Company”) for the year ended 31 December 2021. The purpose of the SFCR is to meet the... targeting mainly annuity, guaranteed savings or linked products; and ▪ Reinsurance of long-dated, asset intensive liabilities, typically with guarantees. Performance The current accounting year end date of the Company is 31 December. This report is

Directors at least once a year. In the event of changes to applicable regulations and/or the nature, scale or complexity of the Company’s operations, more frequent review and updates may be required. 2.1.3 The Compliance Officer may, if he deems it useful... Company’s books of record at Monument’s registered office; • maintaining records of all material conflicts of interest that occur and reporting the same to the Board of Directors on a yearly basis; • escalating any material breaches of the Policy to the