which

A 10% tax applies to capital gains realized upon surrender or maturity of certain life insurance policies. More specifically, the following policies are affected: Branch 21 savings insurance: for which the eight-year term has expired with death benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject

Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.

). If you choose this option, you must report the capital gains received on your tax return. In this case, you must notify your insurance company, which will not withhold the tax when the principal is paid out. For both options, the insurance company

to exist. Identifying and managing conflicts of interest is fundamental to the conduct of our business, our relationship with customers and the markets in which we operate. Understanding the conflicts of interest that potentially impact the business...) they are or could potentially be in a position to derive personal benefit from actions or decisions made in their capacity as a staff member, director or other person acting on behalf of the Company, which in turn leads to a material risk of damage

visits ("permanent cookie"). Cookies may be placed by the server of the website you are visiting or by partners with which this website collaborates. A website's server can only read the cookies it has placed itself; it has no access to any other... sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

visits ("permanent cookie"). Cookies may be placed by the server of the website you are visiting or by partners with which this website collaborates. A website's server can only read the cookies it has placed itself; it has no access to any other... sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

and the ways in which we interact, including when you visit our websites. We may update this notice. We will notify you of any changes to this notice by posting an update on our websites. In specific situations where governed by applicable data... parties and by automated means. We collect personal data about you in a number of ways, including • Direct collection We collect personal data that you provide to us directly, for example, when you contact us by email, post or telephone, in which case we

environment and encompass social factors such as human rights, labour standards and community development. ▪ Good corporate governance: The third pillar of the ESG focuses on corporate governance, which encompasses transparency, accountability and... MAB commitment to ethical business conduct is integrated in our Code of Business Conduct and Ethics, which aims to ensure MAB’s reputation as a reliable partner and helps us to remain true to our core values at all times. MAB has implemented policies

Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life insurance company incorporated in Belgium under registered number 0478.291.162 and is licensed by the National... business strategy of the Company is to: ▪ Focus on the administration of the existing in-force closed book of policies, whilst ensuring that high quality operations and customer service remain a priority; ▪ To support Monument Re Group’s strategy, which

............................................................. 22 A.1 (f) Material lines of business and material geographical areas ........................................... 23 A.1 (g) Significant business or other events which have occurred over the..., as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance

. Business Information Monument Re Ltd (“Monument Re” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life... outsourcing agreement. Furthermore, MIES has a branch in Ireland, which provides, amongst others, support services to the Irish Monument entity. The business strategy of the Company is to: ▪ Focus on the administration of the existing in-force closed book of

of the Group .............................................................. 22 A.1 (f) Material lines of business and material geographical areas ............................................ 24 A.1 (g) Significant business or other events which have...” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life insurance company incorporated in Belgium under registered

of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was... entities were registered as insurance intermediary in order to provide the policy administration of the acquired books. Furthermore, MIES has a branch in Ireland, which provides, amongst others, support services to the Irish Monument entity. ▪ On 31