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, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... used to remember that the login prompt (for example, via itsme®) has already been displayed during your session. It prevents you from being shown the same login prompt multiple times. The cookie is deleted at the end of your browsing session (or

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... used to remember that the login prompt (for example, via itsme®) has already been displayed during your session. It prevents you from being shown the same login prompt multiple times. The cookie is deleted at the end of your browsing session (or

; - recording of telephone and/or video conversations for specific purposes. You have the right to withdraw your consent at any time. • To perform our contractual obligations to you This includes: - Management and execution of insurance contracts... rules. 8 RETENTION AND DISPOSAL OF PERSONAL DATA We do not retain your personal data for longer than is necessary in accordance with legal and regulatory requirements and our legitimate interest. Unless there are specific legal time limits, data will in

, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance... a rebalancing exercise performed by the Company in 2023, moving corporate bonds into government bonds and on the other hand side by the application of the Loss Absorbing Capacity of Deferred Taxes for the first time in 2023. The absolute MCR

. Business Information Monument Re Ltd (“Monument Re” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life... a rising interest environment and normalization in inflation rates. The OLO 10 year rate, representing the returns on 10 years Belgian government bonds, increased from 2.6% in December 2023 to c.3.4% in December 2025. At the same time, inflation rates

” or “MonRe”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life insurance company incorporated in Belgium under registered... time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a limited liability company under Belgian law (société anonyme/naamloze vennootschap), registered under the company number 0478.291.162 and with the administrative code 1644. As

of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was... to ensure global compliance. A. Business and Performance A.1 Business A.1 (a) Name and legal form Monument Re completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument

sector “SFDR”) has been adopted within the European Union in November 2019 and entered into force for the first time on March 10, 2021. It introduces new rules on published information sustainable investments and sustainability risks. SFDR aims to... MAB commitment to ethical business conduct is integrated in our Code of Business Conduct and Ethics, which aims to ensure MAB’s reputation as a reliable partner and helps us to remain true to our core values at all times. MAB has implemented policies

Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was renamed Monument Assurance Belgium NV (“MAB”). MAB is a life insurance company incorporated in Belgium under registered number 0478.291.162 and is licensed by the National... Company from an operational perspective during 2021: ▪ The acquisition of the Allianz portfolio, and the first-time administration of a mortgage book; ▪ The acquisition of the Integrale portfolio, and the preparation to integrate the former Integrale

. For certain risks, failure to follow defined procedures could result in individual colleagues being directly liable to prosecution or regulatory penalties. 2.2.4 Failing to comply with this Policy can result in increased costs, wasted management time... a claims handling process and, at the same time, is responsible for carrying out quality control checks on the output of that process;  Suppliers/outsourcers are selected on factors other than merit i.e. there could be incentives received or given by