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MAB Cookie Notice 2026 EN.pdf

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... cookies automatically, but all allow you to customise the settings to suit your preferences. You can change these settings to block cookies or to be notified when a cookie is stored on your device. However, blocking our cookies may affect the use of our

mab-cookie-notice-2026-en.pdf

, mobile website, or mobile application related or connected thereto (collectively, the "Site") to help customise the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time. We will alert you about these... cookies automatically, but all allow you to customise the settings to suit your preferences. You can change these settings to block cookies or to be notified when a cookie is stored on your device. However, blocking our cookies may affect the use of our

How is capital gains tax collected?

There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out

privacy-notice-belgium-en-2026.pdf

notice. Monument Assurance Belgium accepts no responsibility for the use and protection of personal data you provide to these third party websites. You should exercise caution and read the privacy notice of the third party concerned before providing any... we collect all the information related to these existing contracts. As we manage these contracts, we collect new personal data (e.g. when stakeholders wish to amend the contract or submit a claim, complete forms, report a claim, submit medical

Information on ESG

relating risks. The Remuneration Policy is based on a number of financial and non-financial criteria. These criteria focus on robust and effective risk management as well as balanced risk taking. This covers all types of risks, including ESG related... investments. The responsibility for investment decisions depends on the nature of the insurance product: - For traditional not-for-profit savings and insurance activities, asset management is generally outsourced to external asset managers. These asset

2022 SFCR Report

accidents at work and occupational diseases (branch 1a, non-life). Since the Company’s core activity is the management of life insurance, it was decided to cancel these policies in line with the conditions of Article 85 of the Insurance Act of 4 April 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses dedicated intra-group service companies to support the administration of

2024 SFCR Report

management of life insurance, it was decided to cancel these policies in line with the conditions of Article 85 of the Insurance Act of 4 April 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses a dedicated intra-group service company to support the administration of the Belgian business. The main objective for establishing the service company is to enable staff to be deployed

2023 SFCR Report

diseases (branch 1a, non-life). Since the Company’s core activity is the management of life insurance, it was decided to cancel these policies in line with the conditions of Article 85 of the Insurance Act of 4 April 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses a dedicated intra-group service company to support the administration of the Belgian business. The main

2025 SFCR Report

). Since the Company’s core activity is the management of life insurance, MAB took the decision to cancel these policies in line with the conditions of Article 85 of the Insurance Act of 4 April 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention of underwriting these insurances in the future. In addition, the Company uses a dedicated intra-group service company to support the administration of the Belgian business. The main objective for establishing

2021 SFCR Report

Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and... reinsurance recoverables. These are the recoverables from the Intra Group Reinsurance. Further details of the Company’s valuation for Solvency Purposes are provided below in Section D. Valuation for Solvency Purposes. Capital Management The structure of the

Conflict of Interest Policy

, Management Committee or other staff from participating in decisions. 3.1.2 The Board nominates the Compliance Officer to be responsible for the implementation and maintenance of the Policy. The Compliance Officer carries out these responsibilities in... potential conflict of interest on their part and shall abstain from voting on these decisions. 5.6.2 Directors of the Board of Directors whose interests conflict directly or indirectly with those of the Company upon confrontation with a contemplated