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Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.

There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump-sum payment is made and remits it to the tax authorities. You can include these capital gains on your tax return to take advantage of the annual exemption and to deduct any capital losses. With the other method, there is no withholding tax (opt-out

by an investment adviser. ▪ Negative impact of investment decisions on sustainability factors - Article 4 SFDR Although MAB attaches great importance to sustainability, MAB does not take into account the main negative consequences of investment... be updated annually to take account of any legislative or regulatory changes. Monument Group: PUBLIC

extend to 30 years. 9 At the end of its retention period, which is based on the minimum retention periods required by applicable laws and regulations, we will take steps to review your personal data. We may continue to retain your personal data if we.... We aim to respond to all legitimate requests within one month in accordance with applicable data protection regulations. Sometimes it may take us longer to respond if your request is particularly complex or if you have made a number of different

challenge of management information are retained, together with any actions taken as a result thereof. 5.4.2 Internal Audit undertakes periodic evaluations in order to assess the adequacy of governance and control mechanisms to identify, manage and... Mandates MAB Version 4.0 approved on 27 September 2023 Policy was updated to take into account ESG factors and the Group Policy V7.0 MAB Version 4.1 as of 08 December 2023 Policy was updated to include the latest External Mandates Review History and

capital injection required to take over the closed book of traditional life business. Moreover, the Company entered into an agreement with a Belgian Insurance company for a life corporate insurance book transaction. This transaction is envisaged to

2022. His replacement will take over the role of Chief Risk Officer, having hierarchical responsibility over the risk management function, the compliance function, and the Data Protection Officer. The Chief Risk Officer is also the “personne-relais

December 2024 Page 19 of 93 Monument Group: PUBLIC injection required to take over the closed book of traditional life business. This transaction was successfully completed on 1 July. In line with the growth of the Company, the Company continues to

take over the closed book of traditional life business. This transaction was successfully completed on 1 July 2024, with migration in April 2025. In line with the growth of the Company, the Company continues to strengthen its system of governance

undertakings, mortgage fund securities (“Dutch Residential Mortgages” or “DRM” and "Belgian Residential Mortgages" or "BRM"), participations in related undertakings and cash. Further we also see minor stakes in policy loans, other loans and leases