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2024 SFCR Report

following life insurance portfolios were acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary... synergies at the group level. The ownership structure of MAB and MIES is set out in the chart below. Bridge Strategic Holdings Limited (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. Solvency and Financial

2023 SFCR Report

credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (24,879 policies as at 31 December 2023). ▪ On 16 December 2019, MAB carried... incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. Performance The current accounting year end date of the Company is 31 December. This report is for the year ended 31 December 2023 with prior year comparatives for the 12-month

2025 SFCR Report

acquired: ▪ On 31 May 2019, MAB carried out the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha.... Bridge Strategic Holdings Limited (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. 14 Performance The current accounting year end date of the Company is 31 December 2025. This report is for the year

2022 SFCR Report

the transfer of a portfolio of long-term savings and credit life insurance from Alpha Insurance SA, a Belgian composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (27,309 policies as... (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. st Solvency and Financial Condition Report 31 December 2022 Page 14 of 93 Monument Group: PUBLIC Through a strategy of reinsurance and/or acquisition, the

2021 SFCR Report

composite insurance company and a wholly-owned subsidiary of Enstar Group Limited, (the “Alpha Portfolio”, or “Alpha”) (c. 30,025 policies as at 31 December 2021). ▪ On 16 December 2019, MAB effected the transfer of a portfolio of non-Curanova long term... (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. st Solvency and Financial Condition Report 31 December 2021 Page 13 of 77 Monument Group: PUBLIC Through a strategy of reinsurance and/or acquisition, the

Conflict of Interest Policy

activities offered by the Company; • between different customers; • between the Company and its parent company, its subsidiary or other related companies, in the context of intra-group transactions. 1.2 Policy Purpose and Objectives 1.2.1 The purpose of