reports

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting... structure and decision-making processes .................................................................................. 48 Solvency and Financial Condition Report 31 December 2023 Page 2 of 93 Monument Group: PUBLIC B.3 (c) Own Risk and Solvency

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting... .......................................................................... 83 Solvency and Financial Condition Report 31 December 2025 Page 2 of 60 Monument Group: PUBLIC Samenvatting Inleiding en doel Dit is het Solvency and Financial Condition Report ("SFCR") voor Monument Assurance Belgium

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting... ....................................................................................... 74 E. Capital Management ..................................................................................................... 75 st Solvency and Financial Condition Report 31

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting... management system into the organization structure and decision-making processes ................................................................................... 47 Solvency and Financial Condition Report 31 December 2024 Page 2 of 60 Monument Group

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting... .............................................................................................. 68 E. Capital Management ..................................................................................................... 68 st Solvency and Financial Condition Report 31 December 2021 Page 2 of 60 Monument Group: PUBLIC E.1 Own funds

third party service providers, satisfaction surveys and questionnaires and special categories of personal data such as medical reports, disability information and criminal data; • Surveillance and car park management information including number... a legal or regulatory obligation This includes: - the preparation of legal or regulatory reports including those required to comply with our tax obligations (e.g. FATCA/CRSform); - detecting, preventing and combating money laundering, terrorism and

confidentially in line with our Whistleblowing Policy, they are encouraged to discuss concerns in person to the Compliance Officer. Record-Keeping 7.1.1 The Compliance Officer keeps a record of the Company’s (potential) conflicts of interest and reports the... this document is to set out a policy for the identification, avoidance, mitigation, and management of conflicts of interest and how to report them. 1.2.2 In the course of business, Monument directors and staff may have the opportunity to advance